Consumer Loan Processor II

“Republic Bank believes in the development and advancement of our associates.  We offer the opportunity to learn all aspects of the company to prepare for future advancement.  Come join our team for a career, not just a job!“ 

Grade 7

About Republic Bank

Republic Bank’s values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, Make it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and Thrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. It’s one of the reasons we’ve been named as one of the Best Places to Work in Kentucky for ten years! For more information about the company, please visit www.republicbank.com.

POSITION PURPOSE AND OBJECTIVES
This role is responsible for processing approved loan requests using an automated software system and produce funding packages. Additionally, this position is responsible for working closely with the lending staff to process loan applications in an efficient and timely manner within compliance guidelines.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

MINIMUM QUALIFICATIONS
• Minimum of 1-year previous banking or loan processing experience required.
• Previous customer service experience required.
• Proficiency in Microsoft Office products (Word, Excel, Access, PowerPoint) and Internet applications.

ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES
• Prepare and transmit loan documents and closing instructions to loan officers. Disburse all closed loans within product line.
• Responsible for processing the application fee in a timely manner.
• Prepare more complex loan documentation in loan originating systems.
• Enter Aircraft deals into loan originating system.
• Prepare documentation and file paperwork with County clerk’s office to secure our lien position
• Maintain an effective working relationship with corresponding Associates.
• Communicate with the appropriate personnel daily regarding missing documentation.
• Maintain various reports as directed by management.
• Complete daily follow up on files to ensure receipt of all necessary documentation.
• Work with management on any exceptions and to clear any General Ledger (GL) outages.
• Responsible for completing all assigned training programs.
• Process and fund any future products that are added to Consumer Loan Operations department.
• Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
• Model and foster behaviors that support the Bank’s values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
• Willingly perform all other duties and projects as assigned.

INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED
• Excellent verbal and written communication skills for effective interactions with associates and supervisor.
• Must be self-motivated and work in a team environment.
• Must have the ability to learn and effectively use software tools.
• Ability to work under limited supervision with bank personnel
• Requires a high energy level and strong sense of urgency; ability to work with situations on a “rush” notice.
• Strong attention to detail & organizational skills.
• Excellent ability to deal with client issues, questions and/or complaints.

PHYSICAL REQUIREMENTS
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reach with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include close vision, and distance vision. The noise level in the work environment is usually moderate.

OTHER REQUIREMENTS
• Travel between Republic Banking facilities may be required including occasional out of town travel.
• Flexible work schedule may include some evenings, weekends and/or overtime.
• Stay abreast of new developments, best practices, and statutory and regulatory changes.

**The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities, or requirements.