What are the responsibilities and job description for the Commercial Credit Products Quality Assurance and Improvement Analyst position at Regions?
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description:
At Regions, the Commercial Credit Products Quality Assurance and Improvement Analyst supports the transaction testing program for loans underwritten by Commercial Credit Products to ensure quality and consistency of approval documentation prior to approval submissions.
Primary Responsibilities
Reviews specific components of assigned loan sample groups, including spreading quality, pre-booking covenant accuracy, TPE/MUST identification, and collateral quality
Documents all transaction test results in a detailed line sheet and summarizes issues identified during the transaction test in each testing point category
Serves as a portfolio SOX reports liaison, researching report errors and working directly with underwriters, portfolio managers and team leaders for timely remediation and attestation
Detects thematic issues and identifies opportunities for system improvements and/or additional training
Partners with Process and Performance team when opportunities are identified for supplementary training or process improvement for the group
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
Requirements
Bachelor’s degree in Accounting, Business, or Finance
Three (3) years of commercial credit analysis experience
Skills and Competencies
Ability to research, analyze data, and derive facts
Ability to work under pressure and meet deadlines
Strong verbal and written communication skills
This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.
In addition to transaction testing responsibilities, this role will serve as a broader analytical and operational support partner for the Credit Products team. The analyst will proactively analyze data across multiple systems and reports to identify trends, systemic issues, and data quality gaps, partnering with stakeholders to drive broader process improvements and prevent recurring errors.
This role will also assist with external exam requests, including gathering and uploading required credit documentation and coordinating with internal teams to ensure timely responses. The analyst will support remediation efforts by maintaining accurate documentation within systems of record and tracking issue resolution.
Additionally, this position will support team initiatives and communications by maintaining and updating presentation materials and contributing to ongoing process improvement efforts.
Position Type Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum: $67,878.20 USD
Median: $85,281.00 USD
Incentive Pay Plans: This job is not incentive eligible.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.
https://www.regions.com/about-regions/welcome-portal/benefits
Location Details Charlotte Uptown
Location: Charlotte, North Carolina
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description:
At Regions, the Commercial Credit Products Quality Assurance and Improvement Analyst supports the transaction testing program for loans underwritten by Commercial Credit Products to ensure quality and consistency of approval documentation prior to approval submissions.
Primary Responsibilities
Reviews specific components of assigned loan sample groups, including spreading quality, pre-booking covenant accuracy, TPE/MUST identification, and collateral quality
Documents all transaction test results in a detailed line sheet and summarizes issues identified during the transaction test in each testing point category
Serves as a portfolio SOX reports liaison, researching report errors and working directly with underwriters, portfolio managers and team leaders for timely remediation and attestation
Detects thematic issues and identifies opportunities for system improvements and/or additional training
Partners with Process and Performance team when opportunities are identified for supplementary training or process improvement for the group
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
Requirements
Bachelor’s degree in Accounting, Business, or Finance
Three (3) years of commercial credit analysis experience
Skills and Competencies
Ability to research, analyze data, and derive facts
Ability to work under pressure and meet deadlines
Strong verbal and written communication skills
This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.
In addition to transaction testing responsibilities, this role will serve as a broader analytical and operational support partner for the Credit Products team. The analyst will proactively analyze data across multiple systems and reports to identify trends, systemic issues, and data quality gaps, partnering with stakeholders to drive broader process improvements and prevent recurring errors.
This role will also assist with external exam requests, including gathering and uploading required credit documentation and coordinating with internal teams to ensure timely responses. The analyst will support remediation efforts by maintaining accurate documentation within systems of record and tracking issue resolution.
Additionally, this position will support team initiatives and communications by maintaining and updating presentation materials and contributing to ongoing process improvement efforts.
Position Type Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum: $67,878.20 USD
Median: $85,281.00 USD
Incentive Pay Plans: This job is not incentive eligible.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.
https://www.regions.com/about-regions/welcome-portal/benefits
Location Details Charlotte Uptown
Location: Charlotte, North Carolina
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Benefits:
401K Plan, Vacation & Paid Time Off, Health InsuranceSalary : $67,878 - $85,281