What are the responsibilities and job description for the Consumer Lending Loan Coordinator position at Redwood Credit Union?
At Redwood Credit Union we are on a journey to re-imagine the way we do business, and we can’t do it without you - our next great hire.
Since 1950, Redwood Credit Union has been helping people reach their financial goals and dreams with a focus on helping others. As a not-for-profit financial institution, our passion is for helping our Members meet their financial needs, whether it’s through better rates, low or no fees, or expanded services.
That people-first approach holds true for our employees, too. Our work environment is built on service and trust. It's all possible with a leadership team committed to hiring talented people and helping them develop their careers.
The Consumer Lending Coordinator will provide general assistance and departmental support while providing superior Member service.
\n- Provide exceptional service to all Members, officials, internal employees, and service providers.
- Provide general assistance and departmental support in completing tasks or projects.
- Provide phone coverage for the department at all times.
- Communicate with Members regarding their loan status and request documentation needed to close the loan.
- Compose and type letters, memos, and reports for staff and Members.
- Ensure problem ownership in an effort to protect the Member experience by researching and resolving Member concerns, complaints and questions. Respond with thorough, and accurate information through oral and/or written communication, or by directing them to the appropriate department or person for assistance.
- Assist direct lending and indirect lending with loan queues and funding when needed.
- Maintain tracking records in Symitar and file Uniform Commercial Code (UCC) filing on specific loan types.
- Assist funders to ensure loan files are complete prior to internal and/or external audit requests.
- Ensure confidentiality and safeguard sensitive Member financial information.
- Evaluate pipeline to ensure loan files are closed within set RCU standards and that production goals are met.
- Identify cross sell opportunities that will benefit Member.
- Report on a daily basis any problems or concerns with specific loan files.
- Propose new or improved processes that will improve current processing structure.
- Review and complete daily lending reports.
- Ability to work a rotating schedule which will include working some Saturdays.
- Thorough knowledge in the use of Internet-based loan origination software.
- Knowledge of lending principles, practices, rules, regulations and sales.
- Knowledge of compliance requirements.
- Ability to communicate effectively both verbally and in writing.
- Ability to establish and maintain effective working relationships with a diverse group of people including vendors and other Credit Union employees.
- A combination of education and experience equivalent to a high school diploma, Credit Union/Banking industry or closely related field.
Compensation: base starting range $22.00 to $27.00 per hour commensurate with experience.
Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.
Redwood Credit Union offers a robust benefits package to our eligible employees including:
· Competitive medical, dental, and vision insurance, mental health offerings
· Employee performance incentive plan
· Salary Advancement– Merit increase based on performance
· 401(k) program with employer match
· Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off!
RCU Discounts and Perks-
- RCU employees are eligible for a .75% discount off RCU standard collateral auto loans
- RCU employees are eligible for a 1% discount on all recreational or boat loan products
- 2% discount off Visas and LOC Loans through RCU
- 0% interest on garment, fitness, or home office equipment loan of up to $500
- 100% financing for employee purchased homes!
Why work for Redwood Credit Union?
· Local financial institution, providing unparalleled service since 1950
· Recognized by Newsweek as one of "America's Best Credit Unions 2024"
· Top 5 Healthiest Credit Union in the USA, rated by Glatt Consulting
· Voted Best Places to Work in the North Bay 18 years in a row
· World-class employee engagement scores
· Rated Superior in Service by more than 90% of Members, surveyed by SF Gate
· Recognized by Forbes as one of “America’s Best Small Employers 2023"
Internal Team Members
If you are a current Team Member, please apply through the internal careers page located in RCUNET.
We are an Equal Opportunity Employer
Salary : $22