Junior Loan Officer / Licensed Sales Assistant

About the Role

We're looking for a motivated, detail-oriented mortgage professional to join our growing team as a Junior Loan Officer / Licensed Sales Assistant. This is a hybrid role built for someone ready to sharpen their skills supporting an active production team — while simultaneously building toward their own loan pipeline.

If you're hungry to grow in the mortgage industry, thrive in a purchase-heavy environment, and want mentorship alongside real earning potential, this seat was made for you

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What You'll Do:

Sales Support

• Assist senior loan officers with pipeline management, borrower communication, and file coordination
• Prepare loan files for submission, ensuring all documentation meets lender guidelines
• Conduct initial borrower consultations and collect required financial documentation
• Follow up with clients, real estate agents, and referral partners to keep transactions on track

Loan Origination (Pipeline Development)

• Work toward originating your own purchase and refinance transactions under mentorship
• Build and nurture relationships with real estate agents, buyers, and referral sources
• Guide borrowers through the full loan process — from pre-approval through closing
• Present and explain loan products including Conventional, FHA, and VA programs

Operations & Communication

• Maintain accurate CRM records and update loan status throughout the transaction
• Coordinate with processors, underwriters, and title/escrow teams
• Communicate proactively with Spanish-speaking clients and partners (bilingual candidates strongly preferred)

What We're Looking For:

Required

• 1–2 years of experience in mortgage lending, banking, real estate, or a related financial services role
• Strong understanding of the loan process and mortgage fundamentals
• Excellent written and verbal communication skills
• Highly organized with the ability to manage multiple files and deadlines simultaneously
• Self-starter with a team-first mindset

Preferred

• Active NMLS MLO license (or willingness to obtain — sponsorship available for the right candidate
• Bilingual in English and Spanish (highly desired — Spanish-speaking clients are a key part of our market)
• Experience with purchase transactions and working alongside real estate agents
• Familiarity with Conventional, FHA, and VA loan guidelines

What We Offer:

• Base salary commission structure with clear earning growth tied to production
• Mentorship from experienced loan officers with an established purchase pipeline
• Licensing support and sponsorship for candidates not yet NMLS-licensed
• Hybrid work flexibility — balance in-office collaboration with remote productivity
• A culture that invests in your long-term career, not just your current role

Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).

Applications are being accepted on an ongoing basis.