Licensed Insurance Sales Agent, Florida 4 40 or 2 20

Ramco Insurance Agency | North Miami, Florida

Ramco Insurance is hiring a bilingual Licensed Insurance Sales Agent for our North Miami office.

This position is ideal for a Florida 4 40 or 2 20 licensed insurance professional who is confident speaking with clients, comfortable working toward sales goals, and interested in developing a long term career across Personal and Commercial Lines.

Ramco is an established independent insurance agency serving individuals, families, and businesses throughout South Florida. Our agents have access to multiple insurance carriers, inbound and outbound opportunities, existing client accounts for cross selling, hands on training, and opportunities to advance as their production and insurance knowledge grow.

What You Will Do

• Respond to inbound calls, referrals, website inquiries, and new insurance opportunities
• Make outbound calls to leads, prospects, previous clients, and existing accounts
• Prepare and present insurance quotes
• Follow up consistently through phone, text, and email
• Explain coverage, deductibles, limits, exclusions, discounts, and payment options
• Help clients compare available insurance options
• Confidently ask for the business and guide clients through the purchasing process
• Identify cross selling opportunities within new and existing accounts
• Maintain accurate client notes, documents, quote information, and follow up activity
• Manage multiple active prospects and quotes
• Meet individual activity, sales, and production expectations
• Participate in ongoing insurance and sales training
• Stay informed about carrier guidelines, underwriting updates, and available markets

Lines of Business

Agents may work with:

Personal Lines

Personal Auto

Homeowners

Condo

Renters

Flood

Dwelling Fire

Commercial Lines

General Liability

Commercial Auto

Workers Compensation

Business Owners Policies

Commercial Property

Umbrella and Excess Liability

Commercial Lines responsibilities will depend on licensing, experience, and training.

Requirements

• Active Florida 4 40 or 2 20 insurance license in good standing
• Professional fluency in English and Spanish
• Strong phone communication and relationship building skills
• Comfortable making and receiving a high volume of calls
• Comfortable discussing pricing, presenting quotes, handling objections, and asking for the sale
• Strong follow up and organizational skills
• Ability to manage multiple prospects and opportunities at the same time
• Professional, dependable, accountable, and detail oriented
• Receptive to coaching, feedback, and continued development
• Motivated by measurable goals, production, career growth, and earning potential
• Ability to work full time in person at our North Miami office

Previous insurance sales experience is preferred.

Experience with Personal Auto, Homeowners, Flood, Commercial Auto, General Liability, or other Commercial Lines products is a plus.

Compensation

Annual compensation ranges from $40,000 to $100,000 based on licensing, experience, production, and sales performance.

Compensation includes opportunities to increase earnings through new business production, cross selling, account development, and continued growth within the agency.

Agents who consistently meet and exceed production expectations may earn toward the upper portion of the range.

The highest earning levels are performance based and are not guaranteed.

The complete compensation structure, commission opportunity, and production expectations will be reviewed during the interview.

Why Join Ramco Insurance

• Established independent insurance agency
• Access to multiple insurance carriers and markets
• Inbound and outbound sales opportunities
• Existing accounts with cross selling opportunities
• Personal and Commercial Lines exposure
• Hands on training and sales coaching
• Support from experienced agency leadership
• Opportunity to develop into Commercial Lines production
• Advancement opportunities into senior production, account development, training, and leadership
• Paid time off
• Monday through Friday schedule
• No regularly scheduled weekends

Who We Are Looking For

We are looking for someone who takes ownership of their follow up and results.

You should be comfortable speaking with clients throughout the day, working toward measurable goals, learning new insurance products, and consistently improving your sales ability.

You do not need to know every insurance product on day one.

You do need to be dependable, professional, coachable, and willing to learn.

This position is particularly well suited for an agent who has experience in Personal Lines and wants to increase their production while developing greater Commercial Lines knowledge.

Schedule

Monday through Friday

Full time

North Miami, Florida

No regularly scheduled weekends

Qualified candidates are encouraged to apply.

Immediate interviews are available.

Pay: $40,000.00 - $100,000.00 per year

Experience:

• Insurance sales: 1 year (Preferred)

Language:

• English AND Spanish (Required)

License/Certification:

• 220 or 440 (Required)

Ability to Commute:

• Miami, FL 33169 (Required)

Work Location: In person

Salary : $40,000 - $100,000