What are the responsibilities and job description for the Loan Processor position at Queensborough National Bank and Trust Co.?
Job Details
Description
Under general supervision, but conforming to established policies and procedures, employee will perform various Loan Processing duties in an efficient and accurate manner while providing STAR quality customer service. Will be cross trained to perform other branch jobs (CSR, Teller) as needed.
Employee is responsible for all loan processing duties including, but not limited to, those in this job description. Job functions will vary as needed.
Description
Under general supervision, but conforming to established policies and procedures, employee will perform various Loan Processing duties in an efficient and accurate manner while providing STAR quality customer service. Will be cross trained to perform other branch jobs (CSR, Teller) as needed.
Employee is responsible for all loan processing duties including, but not limited to, those in this job description. Job functions will vary as needed.
- Answer customer, Loan Processing, and credit analyst questions related to loan processing and information gathering
- Process loan applications (from start to finish) to include loan analysis write-ups and all loan packaging that is sent to Loan Processing
- Process necessary documentation for perfection of security instruments and liens
- File/Scan documents in appropriate loan files to maintain accurate records and documentation
- Input loans on computer
- Review and maintain existing loans for collateral documentation
- Inform loan officer of any exceptions in files to include financials
- Monitor insurance coverage on collateral to include calling insurance companies for initial verification and working insurance exception list
- Process note payments
- Assist loan customers as needed
- Assist in collecting delinquent loans
- Release collateral and perform necessary documentation at pay-out
- Ensure that all loans comply with applicable laws, regulations, & bank policies
- Attend training sessions as needed including required BVS assignments and other job related training courses
- Prepare monthly loan report
- Prepare modifications and work maturing loans report
- Work loan exception report (Bankway)
- Monitor and work the CRA and HMDA reports
- Order floods, GEO coding, CBIs, NAICS code, and OFAC reports
- Obtain proper CIP information
- Adhere to the Policies and Procedures of the bank and comply with all banking laws, rules and regulations
- Primary back up to the Customer Service Representative
- Two (2) years of loan processing and/or loan administration experience
- Knowledge of loan documentation requirements and loan policy
- Ability to perform account, loan and credit transactions
- Knowledge of how to use and access loan systems/databases
- Previous CSR and Teller experience strongly preferred
- Excellent verbal and written communication skills (clear, concise, correct)
- Perform other duties as assigned
- Two (2) years of loan processing and/or loan administration experience
- Knowledge of loan documentation requirements and loan policy
- Ability to perform account, loan and credit transactions
- Knowledge of how to use and access loan systems/databases
- Previous CSR and Teller experience strongly preferred
- Excellent verbal and written communication skills (clear, concise, correct)