What are the responsibilities and job description for the Commercial Loan Portfolio Manager position at QNB Bank?
FUNCTION: Assist Commercial Loan Officers with responsibilities in monitoring and managing
commercial relationships and portfolios.
General Duties And Responsibilities
Retail Banking, electronic banking and the branch.
This includes the coordination of preparing spreads, cash flows, and credit presentations with the credit
department for use by the Senior Lending staff, Loan Committee, or Board Loan Committee to make
informed credit decisions. Make presentations to the Board Loan Committee, Executive Committee or
Other Committees As Required.
action in a timely manner, including transition to special assets, when appropriate.
portfolio issues. This may include overdraft and delinquency concerns, pending items, waiver requests,
releases, modifications, memorandums, etc.
services.
financial services, including credit/underwriting, and lending or portfolio management.
commercial relationships and portfolios.
General Duties And Responsibilities
- Work with Commercial Loan Officers to manage an assigned Commercial Loan Portfolio. May have
- Meet with current and prospective clients to assess the specific customer needs and aid in the
Retail Banking, electronic banking and the branch.
- Collect and analyze information which reflects the creditworthiness of customers and the current merits
This includes the coordination of preparing spreads, cash flows, and credit presentations with the credit
department for use by the Senior Lending staff, Loan Committee, or Board Loan Committee to make
informed credit decisions. Make presentations to the Board Loan Committee, Executive Committee or
Other Committees As Required.
- Assist in and conduct loan closings and follow-up in both assigned and monitored portfolios, including
- Work directly with customers as needed and document customer calls, status of accounts, and action
- Monitor assigned portfolio(s) and relationships for exceptions, expirations, maturities, annual reviews,
action in a timely manner, including transition to special assets, when appropriate.
- Work with Administrative Assistants, Credit Department, Documentation Department, Loan Services,
portfolio issues. This may include overdraft and delinquency concerns, pending items, waiver requests,
releases, modifications, memorandums, etc.
- Prepare quarterly Special Assets reports as required.
- Adhere to policy and compliance requirements in all portfolio management and lending responsibilities.
- Represent the bank in a professional manner and participate in appropriate civic and community
services.
- Complete assigned compliance training in a timely manner and demonstrate ability to apply training to
- Assist in developing new procedures and processes to enhance automation and efficiency.
- Assume additional responsibilities as requested.
- Must have a bachelor's degree in business administration, specializing in finance,
financial services, including credit/underwriting, and lending or portfolio management.
- Extensive knowledge of financial statements.
- Ability to multi-task and work effectively with colleagues, managing time and resources to
- Self-motivated with strong organizational skills and the ability to work independently.
- Interpersonal skills to represent QNB in a positive manner when dealing with internal and
- Must be proficient in various computer applications, including Microsoft Word and Excel