What are the responsibilities and job description for the Real Estate Disclosure Coordinator position at PROVIDENT CREDIT UNION?
Real Estate Disclosure Coordinator (Redwood City, CA)
*** This position will be 100% onsite in Redwood City, CA during the first 90 days, and opportunity to work hybrid schedule thereafter ***
Job Summary:
Responsible for ensuring that all TRID disclosures are in full compliance with investor guidelines, regulatory agency guidelines and Credit Union policies and guidelines: Ensure timely implementation of new state and federal laws and regulations.
Why Provident?
Provident Credit Union was established in 1950 and we rank among the top 10% of credit unions in the US. We believe having a culture that is accepting, supportive, diverse, and inclusive makes us all better. Provident has been a Bay Area “Top Workplace” since 2017, and our employees rank us on Glassdoor as one of the best credit unions in the nation.
Our values are:
· Listen
· Get Better
· Do What’s Right
Essential Functions:
- Review pre-approval and post-approval LE’s and CD’s to ensure accuracy and full compliance with TRID.
- Participate with department manager to ensure vendor compliance including, but not limited to, LOS system, AMC’s and independent audit vendors.
- Ensure accurate and timely reporting to senior management and/or agencies.
- Be the compliance and disclosure resource for the Real Estate Lending Dept.
- Prevent cure violations and disclosure errors.
- Performs other duties as assigned.
- Excellent listening and speaking skills.
- Excellent written communication skills.
- Complete required BSA & OFAC training annually.
- Understand and adhere to BSA and OFAC policy and procedures.
Qualification / Education / Work Experience:
- High School diploma, bachelor’s degree is preferred.
- 3 years of experience in mortgage loan processing experience.
- Underwriting experience preferred.
- Must have good working knowledge of mortgage lending processes, Provident Credit Union guidelines and Fannie Mae/Freddie Mac/FHA guidelines governing mortgage loan origination.
- Strong familiarity with state and federal regulatory compliance requirements, including but not limited to TILA, RESPA, ECOA, Dodd-Frank Act.
- Ability to work effectively under pressure and in a high paced environment.
- Ability to communicate clearly with professionalism, proper grammar, and a strong commitment to member service.
- Preferred DE or other formal underwriting designation
Benefits you will enjoy:
- Quality medical, dental and vision care coverage
- 401(k) retirement plan with up to 150% matching employer contributions
- Strong commitment to investing in your career and educational advancement by offering up to 100% Tuition reimbursement for approved courses.
- Annual discretionary bonus
- Employee referral bonus
- Generous paid time off and paid holidays
- Flexible spending accounts
- Short and long-term disability coverage
- Life and AD&D insurance
- Provident membership
- Rate discount on home and auto loans.
- Opportunity to use company owned condo in Maui and Lake Tahoe
Pay Grade is P1. This position is eligible for a discretionary bonus twice a year.
Targeted Base Pay $25.00 - $32.00/hour
Provident is an Equal Opportunity Employer
We are a winner of the Bay Area News Group Top Workplace in 2017 - 2025. Check us out on Glassdoor!
Salary : $25 - $32