AVP Real Estate

Assistant Vice President - Real Estate  (Redwood City)

Job Summary:

• Reports to the VP of Lending for directing the real estate production, operations and loan servicing departments within the credit union.
• Oversee the real estate loan origination, processing, underwriting, closing, and funding of all mortgages within the company.
• Manages the credit union's secondary marketing function for individual and bulk loan sales. 
• Supervises corporate production staff in originating mortgage loans within the credit union's primary market area.
• Responsible for managing the Lending Systems Administrator efforts in maintaining the effective day-to-day operation of all lending information systems.
• Act as liaison between corporate production office and the branch network.
• Provides information and guidance on technical, compliance, and company policies and procedures.
• Recommends to VP of lending new products, marketing campaigns, new policies, procedures and/or guidelines.
• Accountable to VP of Lending to design, promote, and deliver cost-effective real estate loan products to met member needs and superior levels of service quality to all Credit Union members, in support of Provident's strategic plan and to protect the financial security of the Credit Union by prudent management of its loan portfolios.
• To direct the management of the Real Estate and Loan Servicing Departments and assigned units to assure service quality and efficiency.

Why Provident?

Provident Credit Union was established in 1950 and we rank among the top 10% of credit unions in the US. We believe having a culture that is accepting, supportive, diverse, and inclusive makes us all better. Provident has been a Bay Area “Top Workplace” since 2017, and our employees rank us on Glassdoor as one of the best credit unions in the nation. Our values are:

• Listen
• Get Better
• Do What’s Right

QUALIFICATIONS

Education/Work Experience/Knowledge/Skills:

• Bachelor’s degree, master’s degree with CMB designation preferred or
• 5 years of hands-on management experience in all phases of residential mortgage originations, loan servicing and secondary market sales.
• Demonstrated judgment and decision making ability.
• Excellent organizational, management and team-building skills.
• Demonstrated abilities to interact successfully with secondary market investors; to lead, direct, and motivate a successful sales and operations team of professionals.

Benefits you will enjoy:

• Quality medical, dental and vision care coverage
• 401(k) retirement plan with up to 150% matching employer contributions
• Annual discretionary bonus
• Generous paid time off and paid holidays
• Flexible spending accounts
• Employee Referral Bonus
• Short and long-term disability coverage
• Life and AD&D insurance
• Provident membership
• Rate discount on home and auto loans
• Opportunity to use company owned condo in Maui and Lake Tahoe

Compensation:

Pay Grade is M4. This position is eligible for our twice a year discretionary bonus.

Targeted Salary range: $155K – 202K  (Depending on experience)

Provident is an Equal Opportunity Employer

We are a winner of the Bay Area News Group Top Work Place in 2018 - 2025. Check us out on Glassdoor

Salary : $155,000 - $202,000