HMDA/Fair Lending QC Specialist - Lakeway or Sugar Land

Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.

Prosperity Bank is an Equal Opportunity Employer.

POSITION PURPOSE

The Compliance HMDA/Fair Lending QC Specialist is responsible for the accuracy of the data entry to the Home Mortgage Disclosure Act (HMDA) LAR. Responsible for the regulatory review of the Home Mortgage Disclosure Act (HMDA) files to ensure that all proper documentation is included to meet the requirements for reporting on the HMDA LAR. 

1. Perform reviews of HMDA data within the HMDA software system to source documents.
2. Enter missing or incorrect data into the HMDA software system.
3. Identify, correct and track HMDA errors as well as report any potential concerns about non-compliance with regulatory requirements.
4. Establish and maintain effective communication with lending associates for corrections or completion of required loan file documentation.
5. Maintain a good working knowledge of the requirements of the Home Mortgage Disclosure Act to assist in preparation and maintenance of the Loan Application Register (LAR). 
6. Complete quarterly compliance training.
7. Perform other duties as assigned.

The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.

• This role does not have supervisory responsibilities.

QUALIFICATIONS

Education/Certification: 

High school diploma.

Skills/Abilities: 

Analytical, detail oriented and accurate

Excellent oral and written communication skills

Well organized.

Demonstrate ability to work well with other associates

PC skills including basic Excel

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Talking: 

Especially where one must frequently convey detailed or important instructions or

Ideas accurately, loudly, or quickly.

Average Hearing:  

Able to hear average or normal conversations and receive ordinary information.

Repetitive Motion: 

Movements frequently and regularly required using the wrists, hands, and/or fingers.

Average Visual Abilities: 

Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.

Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)

WORKING CONDITIONS

None:  No hazardous or significantly unpleasant conditions (such as in a typical office).

MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Reasoning Ability:  

Ability to apply common sense understanding to carry out detailed but uninvolved instructions and to deal with problems involving a few variables.

Mathematics Ability: 

Ability to perform basic math skills, use decimals to compute ratios and percentages.

Language Ability: 

Ability to read and comprehend job aids and instruction manuals.

Ability to communicate and write sentences using proper punctuation, and using adjectives and adverbs.