What are the responsibilities and job description for the Teller position at Priority One Credit Union?
POSITION PURPOSE
Responsible for providing a variety of paying and receiving functions for members in person and through the mail, including processing deposits, withdrawals, loan payments, cashiers' checks and/or corporate checks, and cash advances. Balances each day's transactions and verifies cash totals. Performs a broad variety of member services functions such as assisting members. Must be available to travel to other offices as needed. Answers members’ questions regarding Credit Union services provided and performs a variety of account maintenance duties. Actively cross-sells Credit Union services. Performs specific assigned side-jobs including various clerical and receptionist functions, and assists other Teller and Universal Bankers with duties as required. Serves members promptly and professionally.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
1. Assumes responsibility for the efficient, effective, and accurate performance of teller functions.
a. Represents the Credit Union in a courteous and professional manner.
b. Receives deposits and loan payments.
c. Processes cash advances, cashiers' checks and/or corporate checks.
d. Disburses cash or check withdrawals.
e. Processes transfers.
f. Verifies transactions. Monitors deposit amounts and examines documents for endorsement and negotiability. Detects and resolves discrepancies promptly.
g. Balances daily transactions and verifies cash totals. Investigates and resolves out-of-balance conditions.
h. Complies with all BSA requirements and regulations.
i. Follows all safety, security and robbery procedures.
2. Assumes responsibility for the effective and professional performance of member service functions.
a. Presents and explains Credit Union services and products to members and assists in meeting their financial needs.
b. Answers questions and solves problems for members by listening to problems, collecting data, securing answers, and reporting results to the inquiring party. Takes stop payment orders.
c. Responds to inquiries and questions if possible or directs them as necessary. Records and relays messages.
d. Performs file maintenance and account changes as needed.
e. Keeps members informed of Credit Union services and policies, including types of available accounts, interest and dividend rates, and other related services.
f. Maintains and projects the Credit Union's professional reputation. Maintains privacy of member account information.
3. Assumes responsibility for establishing and maintaining effective coordination and working relationships with area personnel and with management.
a. Keeps supervisor informed of area activities and of any significant problems or concerns.
b. Completes required reports and records accurately and promptly.
c. Attends meetings as required.
4. Assumes responsibility for related duties as required or assigned.
a. Ensures that work area is clean, secure, and well maintained.
PERFORMANCE MEASUREMENTS
1. Teller functions are efficiently, effectively, and accurately performed in accordance with established policies, standards, and security procedures.
2. Monies are balanced and any discrepancies promptly resolved.
QUALIFICATIONS
EDUCATION/CERTIFICATION: High school graduate or equivalent.
REQUIRED KNOWLEDGE: Knowledge of Teller and operations and procedures.
Basic understanding of Credit Union operations.
EXPERIENCE REQUIRED: 1 year cash handling and customer service experience.
SKILLS/ABILITIES: Good communication skills.
Professional appearance, dress, and attitude.
Good math skills.
Good typing skills.
Ability to operate related computer applications and other business equipment
including: adding machine, typewriter, copy machine, coin and money counting machines, and telephone.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.
FINGER DEXTERITY: Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together.
REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/or fingers.
AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.
PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 25 lbs. of force occasionally
(coin bags).
WORKING CONDITIONS
NONE: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY: Ability to apply common sense understanding to carry out detailed but uninvolved instructions and to deal with problems involving a few variables.
MATHEMATICS ABILITY: Ability to perform basic math skills and to use decimals to compute ratios and percents, and to draw and interpret graphs.
LANGUAGE ABILITY: Ability to use passive vocabulary of 5-6,000 words; to read at a slow rate; define unfamiliar words in dictionaries for meaning, spelling, and pronunciation.
Ability to write complex sentences, using proper punctuation, and use adjectives and adverbs.
Ability to communicate in complex sentences; using normal word order with present and past tenses; using a good vocabulary.
Responsible for providing a variety of paying and receiving functions for members in person and through the mail, including processing deposits, withdrawals, loan payments, cashiers' checks and/or corporate checks, and cash advances. Balances each day's transactions and verifies cash totals. Performs a broad variety of member services functions such as assisting members. Must be available to travel to other offices as needed. Answers members’ questions regarding Credit Union services provided and performs a variety of account maintenance duties. Actively cross-sells Credit Union services. Performs specific assigned side-jobs including various clerical and receptionist functions, and assists other Teller and Universal Bankers with duties as required. Serves members promptly and professionally.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
1. Assumes responsibility for the efficient, effective, and accurate performance of teller functions.
a. Represents the Credit Union in a courteous and professional manner.
b. Receives deposits and loan payments.
c. Processes cash advances, cashiers' checks and/or corporate checks.
d. Disburses cash or check withdrawals.
e. Processes transfers.
f. Verifies transactions. Monitors deposit amounts and examines documents for endorsement and negotiability. Detects and resolves discrepancies promptly.
g. Balances daily transactions and verifies cash totals. Investigates and resolves out-of-balance conditions.
h. Complies with all BSA requirements and regulations.
i. Follows all safety, security and robbery procedures.
2. Assumes responsibility for the effective and professional performance of member service functions.
a. Presents and explains Credit Union services and products to members and assists in meeting their financial needs.
b. Answers questions and solves problems for members by listening to problems, collecting data, securing answers, and reporting results to the inquiring party. Takes stop payment orders.
c. Responds to inquiries and questions if possible or directs them as necessary. Records and relays messages.
d. Performs file maintenance and account changes as needed.
e. Keeps members informed of Credit Union services and policies, including types of available accounts, interest and dividend rates, and other related services.
f. Maintains and projects the Credit Union's professional reputation. Maintains privacy of member account information.
3. Assumes responsibility for establishing and maintaining effective coordination and working relationships with area personnel and with management.
a. Keeps supervisor informed of area activities and of any significant problems or concerns.
b. Completes required reports and records accurately and promptly.
c. Attends meetings as required.
4. Assumes responsibility for related duties as required or assigned.
a. Ensures that work area is clean, secure, and well maintained.
PERFORMANCE MEASUREMENTS
1. Teller functions are efficiently, effectively, and accurately performed in accordance with established policies, standards, and security procedures.
2. Monies are balanced and any discrepancies promptly resolved.
QUALIFICATIONS
EDUCATION/CERTIFICATION: High school graduate or equivalent.
REQUIRED KNOWLEDGE: Knowledge of Teller and operations and procedures.
Basic understanding of Credit Union operations.
EXPERIENCE REQUIRED: 1 year cash handling and customer service experience.
SKILLS/ABILITIES: Good communication skills.
Professional appearance, dress, and attitude.
Good math skills.
Good typing skills.
Ability to operate related computer applications and other business equipment
including: adding machine, typewriter, copy machine, coin and money counting machines, and telephone.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.
FINGER DEXTERITY: Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together.
REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/or fingers.
AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.
PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 25 lbs. of force occasionally
(coin bags).
WORKING CONDITIONS
NONE: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY: Ability to apply common sense understanding to carry out detailed but uninvolved instructions and to deal with problems involving a few variables.
MATHEMATICS ABILITY: Ability to perform basic math skills and to use decimals to compute ratios and percents, and to draw and interpret graphs.
LANGUAGE ABILITY: Ability to use passive vocabulary of 5-6,000 words; to read at a slow rate; define unfamiliar words in dictionaries for meaning, spelling, and pronunciation.
Ability to write complex sentences, using proper punctuation, and use adjectives and adverbs.
Ability to communicate in complex sentences; using normal word order with present and past tenses; using a good vocabulary.