Senior Loan Officer

You've put in the hard work to become a licensed Loan Officer — now it's time to put that license to work. At Priority 1 Lending, you'll have the freedom to maximize what your NMLS license can do. If you're hungry for a new level of success, we've built the environment to get you there: training, leads, and a team that genuinely invests in your growth.

Overview
Join our dynamic team as a Senior Loan Officer, where you will play a pivotal role in guiding clients through the mortgage lending process with confidence and expertise. This energetic position offers the opportunity to leverage your financial sales skills, negotiation prowess, and comprehensive knowledge of mortgage products to help individuals and families achieve their homeownership goals. As a Senior Loan Officer, you will be responsible for managing loan origination, and ensuring compliance with all relevant regulations, including Fair Housing laws and TILA (Truth in Lending Act). Your proactive approach and customer service excellence will drive success in a fast-paced, rewarding environment dedicated to delivering exceptional financial solutions.

Responsibilities

• Lead the loan origination process by assessing client needs, explaining loan options, and securing necessary documentation efficiently.
• Conduct thorough credit analysis and underwriting to evaluate borrower eligibility while adhering to FNMA (Fannie Mae) guidelines and other investor requirements.
• Negotiate terms with clients, real estate agents, and other stakeholders to reach mutually beneficial agreements that align with company policies and regulatory standards.
• Ensure compliance with all applicable laws including TILA, Fair Housing regulations, and escrow procedures throughout every stage of the loan process.
• Collaborate with loan processing teams to verify documentation accuracy, perform basic math calculations for loan structuring, and facilitate smooth loan closings.
• Provide exceptional customer service by guiding clients through each step of the loan journey, addressing questions promptly, and maintaining clear communication.
• Assess customer needs, explore all available options, and introduce appropriate loan products
• Develop referral networks, suggest alternate channels, and cross-sell products and services to meet quotas

Requirements

• Proven experience as a Loan Officer or in a similar financial services role with a strong background in mortgage origination and processing.
• Current, active NMLS license or abiliity to obtain with in 90 days
• Demonstrated expertise in financial sales, negotiation skills, credit analysis, and contract management within banking or mortgage environments.
• Familiarity with FNMA guidelines, underwriting standards, escrow procedures, and mortgage servicing operations.
• Proficiency in mortgage-related software such as Quicken, accounting software, financial software tools, and 10-key typing skills for efficient data entry.
• Knowledge of TILA regulations along with Fair Housing laws to ensure legal compliance across all transactions.
• Strong math skills including basic calculations necessary for loan structuring and credit evaluation.
• Excellent customer service skills combined with the ability to communicate complex financial concepts clearly and professionally. Join us as a Senior Loan Officer where your expertise will empower clients on their homeownership journey while advancing your career in a vibrant financial services environment!
• Solid understanding of direct and indirect lending products and practices

Pay: $62,393.71 - $250,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Opportunities for advancement
• Paid time off
• Vision insurance

Work Location: In person

Salary : $62,394 - $250,000