Senior Compliance Officer

Position Summary

The Senior Compliance Officer plays a critical role in supporting PrimeSouth Bank’s commitment to regulatory compliance and effective risk management. This role serves as a subject matter expert (SME) for assigned laws and regulations, providing expert guidance across multiple lines of business. The Team Lead will proactively identify compliance risks, support regulatory exam readiness, and deliver consultative advice to ensure alignment with internal policies and external regulations.

The Senior Compliance Officer is responsible for supervising day-to-day compliance activities, providing guidance and coaching to team members, and helping ensure departmental responsibilities are completed accurately and timely.

Key Responsibilities

• Act as the corporate SME for assigned laws and regulations, providing advisory support across designated business units.
• Establish and maintain trusted relationships with business line leaders to foster a strong compliance culture.
• Monitor business unit activities for regulatory compliance and evaluate the effectiveness of internal controls.
• Identify and address process gaps or control weaknesses; recommend and drive process improvements.
• Stay current on changes in applicable laws, regulations, and industry best practices.
• Support regulatory exams and internal audit processes through preparation and documentation.
• Contribute to the development and updating of corporate compliance policies and training programs.
• Deliver training and provide guidance on assigned regulations to various stakeholders.
• Provide independent challenge and oversight of business unit compliance decisions and activities.
• Lead or participate in projects aimed at reducing compliance risk and enhancing operational effectiveness.
• In-person collaboration meetings with team members and other department leaders.
• Will require some travel time between GA and FL branches as needed to manage team members.
• Perform other duties or special projects as assigned.

Qualifications

Education & Certification

• High school diploma or equivalent required.
• Bachelor’s degree in Business, Finance, Accounting, or a related field preferred.
• Certified Anti-Money Laundering Specialist (CAMS) or equivalent certification preferred.

Experience

• Minimum of 5 years in a compliance role within a bank, payment processor, fintech, regulatory agency, or consulting firm serving financial institutions.
• In-depth knowledge of banking regulations, including but not limited to:
• Regulations E, CC, DD
• Regulation Z, X, B
• E-Sign Act, BSA/AML, USA PATRIOT Act
• Deposit insurance regulations (12 CFR 330, 360.9, 370)
• Office of Foreign Assets Control (OFAC) requirements
• Experience with regulatory compliance in payments, MSBs (Money Service Businesses), wallet services, gateways, and related financial products/services.

Skills & Competencies

• Strong understanding of banking operations and deposit/loan product environments.
• Exceptional analytical, problem-solving, and research capabilities.
• Ability to interpret and apply federal and state regulations to various business models.
• Excellent communication skills, both written and verbal, with the ability to translate complex regulations into practical guidance.
• Proven ability to manage multiple priorities and projects in a fast-paced environment.
• Strong organizational skills and attention to detail.
• Familiarity with fintech innovation, payment ecosystems, and emerging financial technologies is a plus.

Some Travel Time required between GA and FL branches (1-2 days per week)

Why Join Us?

If you're a seasoned compliance professional who thrives in a collaborative environment and is passionate about promoting regulatory excellence, we invite you to apply and become a key part of our compliance leadership team at PrimeSouth Bank.

Job Type: Full-time

Pay: $80,000.00 - $120,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid parental leave
• Paid time off
• Parental leave
• Professional development assistance
• Referral program
• Tuition reimbursement
• Vision insurance

Experience:

• compliance regulations: 3 years (Required)

Work Location: Hybrid remote in Jacksonville, FL 32256

Salary : $80,000 - $120,000