What are the responsibilities and job description for the CFO - Finance, Pricing & Credit Analytics position at Premier Auto Credit?
Chief Financial Officer (CFO) – Finance, Pricing & Credit Analytics
ABOUT THE ROLE
Premier Auto Credit is seeking a senior finance leader who can help run the company based on numbers, historical performance, and credit analytics. This role is responsible for pricing, portfolio performance, financial strategy, and identifying operational and credit issues that impact profitability.
This is not a traditional CFO role focused only on accounting or fundraising. This role is hands-on and analytical. You will work directly with the CEO to diagnose problems, explain why they are happening, and implement data-driven solutions to improve margins and reduce losses.
KEY RESPONSIBILITIES
• Own loan pricing strategy, including APR bands, dealer discounts, advances, and risk tiers
• Analyze portfolio performance using static pools, vintages, and loss curves
• Monitor delinquency, roll rates, charge-offs, recoveries, and lifetime value
• Identify margin leakage, underwriting drift, and operational breakdowns
• Build and maintain financial and credit performance models
• Forecast profitability based on historical portfolio behavior
• Provide clear, data-backed recommendations to leadership
• Oversee accounting and ensure GAAP compliance
• Manage warehouse lines, borrowing base, and lender reporting
• Improve financial reporting, dashboards, and decision tools
• Work closely with underwriting, funding, and servicing teams
QUALIFICATIONS
• 7–12 years of senior finance or credit leadership experience
• Auto finance, subprime lending, or consumer lending experience strongly preferred
• Deep understanding of loan pricing and credit economics
• Proven experience with portfolio analytics and loss forecasting
• Advanced Excel skills required (this will be tested)
• SQL or analytics tools a plus
• Comfortable working hands-on in a fast-paced environment
• Able to work on-site and closely with the leadership team
WHAT THIS ROLE IS NOT
• Not a fundraising role
• Not a capital markets or IR role
• Not a remote role
• Not a pure accounting or controller role
COMPENSATION & BENEFITS
• Competitive base salary plus performance-based bonus
• Medical, dental, vision, and life insurance
• 401(k) with employer match
• Paid time off and holidays
ONE-LINE SUMMARY
Senior finance leader responsible for running the business through pricing, portfolio analytics, and performance data to improve profitability and reduce losses.
NOTE: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job. Premier Auto Credit reserves the right to modify and change responsibilities and duties herein without notice. Pay will be determined based on individual qualifications and experience.
EEO Disclaimer
Premier Auto Credit provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.