Sr. Funder

Founded in 2000, Plaza Home Mortgage, Inc. is a privately owned, full-service national lender, offering Wholesale, Correspondent, Renovation and Reverse residential mortgages. Headquartered in San Diego, California, Plaza employs a network of sales associates to serve its clients nationwide.

Plaza is dedicated to building quality, long-term relationships with its mortgage broker and correspondent clients by offering comprehensive programs and exceptional customer experience.

Responsible for coordination of loan closing packages, including issuance of funds, closing instructions, etc. necessary to ensure the marketability of loans and in compliance with company, FNMA, FHLMC, FHA, VA, USDA, investor and industry standards and regulations.

Responsibilities and Duties:

• Perform data entry into various pre-funding Quality Assurance systems such as MERS on day of funding, FraudGuard, Compliance Eagle and IRS 4506-T vendor.
• Review final conditions provided to determine they meet requirements and either sign off or recondition if not satisfactory
• Coordinate with Underwriter on conditions they may need to review
• When all conditions are met and escrow is ready to fund, update DataTrac conditions, interest, funding date, wire info and impounds, check fees for accuracy and request wire in system.
• Validate estimated HUD-1 used for funding for compliance requirements
• Run a tape to verify wire is correct and loan balances, double check all fees for accuracy
• Send Funding Figures to Escrow Agent and confirm they balance.
• Maintain efficient file flow and closing review processes.
• Assist in developing process improvements and efficiencies as an ongoing best practice.
• Have a working knowledge of RESPA and other Federal, State and industry compliance requirements.
• Index all closing packages into loan file record and enter shipping received date upon completion.
• Send follow-up documentation to Corporate Departments if requested.
• Review final HUD-1 if received in branch
• Review of other closers loan documents and funding files as needed.
• Assist Branch Operations and Underwriting as required.
• Other duties as assigned

Qualifications:

• Current knowledge of the mortgage banking industry (specifically regulations covering FHA, VA, FNMA, & FHLMC & USDA)
• Must be self reliant as a closer with robust product knowledge and experience Excellent organizational, problem-solving, and communication skills
• Excellent oral and written communication skills
• Exceptional attention to detail with the ability to consistently produce accurate work, the ability to manage time, multi-task, and prioritize work in a high paced environment with heavy volume of transactions
• Solid commitment to customer and employee service, outstanding interpersonal and problem solving skills
• Ability to work in both a team and individual environment.
• Incumbent must be able to use independent judgment skills to make quick decisions within written policy and standard operating procedures, have working knowledge of loan program products and services, policies, and requirements of a HUD regulated lending institution and have the ability to monitor and oversee loan production pipelines.
• Proficient with MS Office Suite, particularly Word, Excel, and Outlook and internet browers
• High school diploma or GED equivalent, college degree preferred

Work Environment: This is a hybrid position based in our San Diego office. 

Compensation and Benefits:

Estimated Rate of Pay:

$28.00 - $35.00
This position is full-time; non-exempt.

The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

Benefits Info:

In addition, Plaza offers a competitive benefits package; including medical/dental/vision, paid time off and holidays, 401(k), life and pet insurance. Plaza also offers additional benefits such as an employee friends and family loan and an employee assistance program that includes a variety of discounted services.

Plaza is an EEOC employer and follows all federal, state, and local laws relating to fair employment.

Plaza Home Mortgage, Inc. is committed to preventing, stopping and remedying all forms of discrimination that occur in its workplace. Managers are accountable for keeping Plaza's workplace free from discrimination and ensuring that Plaza provides equal employment opportunity for all in the workforce and for those seeking to become members of Plaza's workforce.

Plaza's employees are protected by laws designed to protect employees from discrimination on the bases of race, religion, color, sex, pregnancy, gender identity, sexual orientation, parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, or any other non-merit based factor. These protections extend to all management practices and decisions, including recruitment and hiring practices, appraisal systems, promotions, and training and career development programs. Plaza's employees are also protected against retaliation if they engage in a protected activity, whistleblowing, or the exercise of any appeal or grievance right provided by law.

This information is provided by Plaza Home Mortgage, Inc. as a courtesy to its mortgage professional clients and the public and is meant for instructional purposes only. None of the information provided is intended to be legal advice in any context. Plaza does not guarantee, warrant, ensure or promise that information provided is accurate. Terms and conditions of programs and guidelines are subject to change at any time without notice. Any unauthorized use or distribution of this information is strictly prohibited. This is not a commitment to lend. ® 2024 Plaza Home Mortgage, Inc. Plaza Home Mortgage and the Plaza Home Mortgage logo are registered trademarks of Plaza Home Mortgage, Inc. All other trademarks are the property of their respective owners. All rights reserved. Plaza Home Mortgage, Inc. is an Equal Housing Lender. Plaza NMLS 2113

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https://www.plazahomemortgage.com/privacypolicy/

Cigna’s Transparency in Coverage link for Plaza’s careers site.
https://www.cigna.com/legal/compliance/machine-readable-files

Plaza NMLS 2113
https://www.nmlsconsumeraccess.org/

Salary : $28 - $35