What are the responsibilities and job description for the VP Credit Analyst position at PGM Tek?
Job Title: VP (Senior) Credit Analyst -
Department/Team: Credit Approval
Responsibilities:
▪ Prepare credit reports with special attention on information integrity, analytical quality and credit merits.
▪ Joint due diligence vetting, structuring and analysis on potential transactions
▪ Prepare credit assessment including adjudication opinion, projections and stress test, to be reviewed by the Head of the Consumer and Industrial team prior to CAC.
▪ Present and defend cases in the CAC and CMC, where applicable.
▪ Prepare approval form, including any conditions precedent ("Cr, or prerequisite) to the credit approval.
▪ Review GCMS entries accordingly
▪ Review legal documents with the focus on credit terms (covenants, collateral, amortization, interest rates and other special items)
▪ Post disbursement— prepare, jointly with the RM, interim and scheduled annual review on a timely basis.
▪ Post disbursement— attend to all audit, loan review and regulatory requirements.
▪ Support Credit MIS including portfolio analysis and periodic reporting.
▪ Support credit policies, procedures, and training.
▪ Other requirements may arise as per the growth of the portfolio.
Education and Experience Requirements:
▪ BA; MBA/CFA/FRWCOA a plus
▪ 4 -7 years of U.S. Commercial credit risk management experiences
Skills and Knowledge:
▪ Demonstrated originations capability across multiple product lines.
▪ Experienced in task planning, delegation, progress monitoring and evaluation.
▪ Experienced in problem identification and solving.
▪ Experienced in handling and prioritizing multiple tasks.
▪ Familiar and experience with MS Office system (especially PPT, Excel, Word, etc.)
▪ Excellent communication and writing in a business environment.
▪ Detail oriented with ability to manage time appropriately.
▪ Great team player and self-starter.