What are the responsibilities and job description for the Credit Officer San Francisco position at PGM Tek?
Review credit applications and supporting documentation, including appraisal and environmental reports, rent rolls, lease agreements, preliminary title reports, financial statements, tax returns, corporate documents, and compliance requirements.
Complete appraisal reviews for new loan applications.
Prepare credit assessments for new proposals and renewals.
Communicate with frontline teams to collect required documents and revise proposals as needed.
Recommend commercial loan and trade service transactions in the GCMS loan system (collateral, customer rating, facility rating, credit limit, loan agreement, and loan advances).
Update Bankpoint for pipeline reporting and tracking of new loans.
Conduct post-loan booking call-backs, including completion of closing checklists.
Participate in property inspections.
Review loan documentation to ensure accuracy and compliance with legal and bank policies.
Perform additional duties and assignments as required.
Adhere strictly to the Department/Bank’s code of ethics.
Competencies
Language Skills: Read and interpret policies, procedures, and manuals; write reports and correspondence; communicate effectively with staff.
Mathematical Skills: Calculate interest, percentages, ratios, and financial figures.
Computer Skills: Proficient in database, word processing, internet, and spreadsheet software.
Strong organizational and proofreading skills.
Independent judgment and ability to perform high-level tasks.
Analytical: Research and synthesize complex information.
Problem-Solving: Identify issues and develop solutions.
Interpersonal: Maintain confidentiality.
Oral and Written Communication: Clear, persuasive, and professional.
Teamwork: Open to feedback and collaboration.
Required Education and Experience
Bachelor’s degree (B.A. or B.S.) from a four-year college or university.
Two to five years of related experience and/or training.
Equivalent combination of education and experience considered.
Additional Qualifications
Advanced English language skills.