What are the responsibilities and job description for the Financial Analyst & Accountant position at People's Credit Union?
You Belong Here
People’s Credit Union is built on the belief that members and employees should feel a sense of belonging. Based on our Core Values, we created that feeling by design to offer you a genuine sense of community where you are supported personally and professionally.
If you work here, you belong here.
Your Values Align With Ours
We hire employees whose core values match our own. We can train for competency, but if you’re also genuine, trustworthy, earnest, empathetic, and resourceful, we want you on our team.
Your Voice Is Heard
Here, hierarchy doesn’t drive impact - all voices are sought out, heard, and respected. We are listeners, then doers.
Your Team Makes You Stronger
Independent work is expected, but collaboration with compassionate accountability makes us all stronger. Working together, we all learn and grow.
Your Future Is Bright
We recognize that careers are not always straight lines. Professional development is a shared responsibility. We are committed to providing opportunities and resources to help you navigate your career paths and achieve your goals. Let's work together to foster growth and development in our organization.
What You’ll Gain
Growth and Development
- Emerging Leaders program designed for high potential employees
- Proven career mobility:
- 21 program participants promoted or transferred (14 into leadership roles)
- 16 overall promotions in calendar year 2025
- 9 transfers for advancement in calendar year 2025
Benefits That Support You
- Medical, dental (BCBSRI), and vision (VSP) coverage
- 401(k) and Roth options with a competitive employer match
- Performance based incentive (target 4% of salary)
- Employee discounts on loan products
Time & Flexibility
- Paid day off for annual primary care visit
- Paid volunteer day company-wide “Day of Purpose”
- 100% Employee participation in community service in 2025
Culture & Connection
- Highly engaged workforce – 94% participation in most recent engagement survey
- Open-door, “ask anything” culture
- Employee events and team connection opportunities
Position Summary
The Financial Analyst & Accountant is a trusted financial advisor and thought partner to business and functional leaders across the Credit Union. This role supports informed decision-making by translating financial data into practical insights that align operational performance with the credit union’s mission, budget, and financial sustainability goals.
Essential Responsibilities and Accountabilities
Financial Statement Preparation and Analysis
- Actively participates in month and quarter end close, leading the production of the financial statements, ensuring completeness and accuracy
- Demonstrates understanding of month end accruals and conducts expense analysis
- Conducts financial statement analysis during the close to identify required, missing, journal entries
- Provides documented analytical feedback on monthly financial statement variances to budget and to prior periods
- Prepares and analyzes the financial statements including net interest margin, board reporting, and regulatory reporting (i.e. NCUA 5300 Call Report) monthly and quarterly as applicable
Reconciliation Process
- Ownership of the general ledger including mapping of loan and deposit products, opening and closing GL periods, for GL, A/P, and FA system and understanding the Chart of Accounts
- Manages the reconciliation process including reviewing reconciliations for accuracy, timeliness, guiding reconciliation preparers on how to clear outstanding items, educating preparers on how to properly prepare a reconciliation
- Tracks completion of all Credit Union reconciliations including proper sign off, timeliness of reconciliation submission and tracking of 90 day outstanding items, all while ensuring compliance with the Credit Union’s Reconciliation Policy guidelines
Financial Analyst
- You will provide financial expertise and support to specific departments within the Credit Union (e.g. Lending, Retail, HR, IT) and act as a liaison between the finance function and various business units, helping to bridge the gap between financial data and business decisions
- You will be responsible for core financial planning activities, including budgeting and forecasting, and will serve as a key control steward, helping to drive business strategic decisions
- You will develop financial models to forecast future performance, assess investment opportunities, and evaluate financial risks for the business, and to analyze the impact of business decisions on financial performance
- Thrives in data-driven decision-making, cross-functional partnerships, and continuous improvement with a strategic thinker mindset
- Takes ownership of dedicated KPIs reporting
- Prepares documentation, analytics and controls to support internal and external reporting
- Assists in coordinating and producing consolidated quarterly and monthly reporting and financial reviews with other stakeholders
Financial Support for External Regulators & Auditors
- Participates with internal and external auditors for quarterly internal audits and year end financial statement audits and 990T tax filing. Also compiles accurate and complete financial and accounting information for external regulators and auditors when necessary.
Key Behavioral Competencies
Industry Knowledge
Individuals who are effective at this competency understand the financial services and credit union industry. They actively seek out information related to the industry and maintain current knowledge of trends. They use the information to help with their initiatives at the organization.
Organization and Planning
Individuals effective at this competency manage their time wisely and can effectively prioritize work and competing goals and tasks. They have a strong understanding of the needs and can look ahead to determine timing and best approach. They are effective at running meetings efficiently, as well as projects.
Problem Solving and Decision Making
Individuals effective at this competency exhibit good judgment and sound logic. They are able to identify the problem at its core, determine solutions, and make decisions. They are able to identify the core issues by gathering relevant information and including the appropriate individuals and sources to highlight the issue as well as outline solutions. They are committed to solving the issue by making a decision based on the information and taking action.
Technology Savvy
Individuals effective in this competency are able to use and implement new technology in order to make the organization more efficient. They value technology and understand how to use it as a tool to help further the competitiveness of the organization. They proactively investigate new technology and adopt when appropriate.
Knowledge and Skills
- 2 years minimum of accounting experience in financial services industry, preferably in a credit union or a bank
- Experience partnering directly with operational or functional leaders
- Strong analytical skills with the ability to interpret and explain financial results clearly
- Extensive knowledge of Excel and PowerPoint, plus be a comfortable self-learner to support automation initiatives and automate production of analytics
- High focus on attention to detail
- Prior experience working with GL and Budgeting software
- Ready to drive transformation and implementation of new processes and tools
- Knowledge of Fiserv Vantage, Liquidity 360 and Deposit 360, Darling Consulting Software is a plus
ADA Requirements
Physical Requirements
- Able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs.
- Must be able to operate routine office equipment.
- Must be able to routinely perform work on computer for an average of 6-8 hours per day.
- Must be able to work additional hours whenever required or requested by management.
Working Conditions
- Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.
- Must be able to prioritize work, maintain engagement and productivity in a remote work environment.
An Equal Opportunity Employer, including disability / veterans.