Loan Reconciliation Analyst II

Loan Reconciliation Analyst II 39520 Carrollton, Texas; Fort Worth, Texas Mortgage Operations $45,000 - $66,000 OFFICE Job Description PENNYMAC Pennymac is (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day Perform comprehensive loan file reviews once all expected proceeds and settlements have been received. Utilizing in-depth knowledge of all required investor, insurer, and internal guidelines, ensuring all were met in a timely manner, and that the claim payment made by the investor and insurer was appropriate based on what Pennymac was entitled to receive. Critical analysis of historical records and logs not only within Pennymac but also researching and deciphering previous servicer records which are in unfamiliar formats. Analyzing activity to isolate cash credits from others and determine appropriate disposition. Oversee the reimbursement or supplemental recovery process to and from the investor, insurer, or other third parties. Conduct complete accounting and reconciliation of losses including attribution to loss cause/reason and LOB where applicable. Ensure that Pennymac’s recovery was maximized through an extensive file review, supplemental claims, or third party recovery (transactional reps and warrants), where applicable. This position will consult with various business units to identify risk and loss exposure and develop procedural recommendations and process remediation. Work with other LOBs such as Claims, Pre-Sale, Mods, etc. to ensure correct interpretation and application of insurer/investor and internal guidelines. The Loan Reconciliation Analyst II will: Review completed loan files to validate that all required investor, insurer, and/or Pennymac guidelines were met in a timely manner Reconcile financial transactions to ensure maximum recovery Conduct a complete accounting of loan losses including attribution to loss cause/reason and LOB if applicable Identify and process supplemental claims with the insured or vendors, when warranted Identify and process reimbursements when it has been determined that PNMAC received excess funds Consult with various business units to identify risk or exposure to losses and develop procedural recommendations Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization’s desired culture and values What You’ll Bring Highly motivated individual with strong time management skills Must be a team player with strong attention to detail and ability to work independently Proven track record at delivering timely and accurate information in a fast-paced environment Excellent critical thinking, problem solving, mathematical skills, and sound judgment Strong business acumen and ability to interface effectively with executive management Must be experienced in Microsoft Office Suite and highly proficient in Excel Default Servicing experience a plus, but not required Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships We value the hard work and dedication of our employees. In addition to a competitive salary, positions may offer bonus opportunities. To learn more about our benefits visit: https://pennymacnews.page.link/benefits For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $45,000 - $66,000 Work Model OFFICE Apply Share This Job Similar Jobs Loan Reconciliation Analyst II Req ID: 39521 location_on Moorpark, California label Mortgage Operations access_time 38 minutes ago Pennymac is an equal opportunity employer. Pennymac values diversity and is committed to creating an inclusive environment for all employees. Pursuant to Pennymac’s Equal Employment Opportunity (EEO) policy, all qualified applicants will be considered without regard to any protected characteristic under state, federal, or local law, including, but not limited to race, color, creed, religion (including religious dress and grooming practices), age, sex (including pregnancy, childbirth, breastfeeding or related medical conditions), gender (including gender identity and gender expression), national origin (including language use or possession of a driver’s license issued under Vehicle Code § 12801.9), citizenship, ancestry, physical or mental disability, medical condition, genetic information, marital status, registered domestic partner status, sexual orientation, status as a victim of domestic violence, assault or stalking, military or veteran status, and/or political affiliation or activity. We encourage applications from all qualified candidates and will reasonably accommodate applicants’ needs in accordance with applicable law throughout all stages of the recruitment and selection process. If you need a reasonable accommodation to assist with your job search or application for employment, please contact us by sending an email to employeerelations@pennymac.com In your email please describe specific accommodation you are requesting and the position for which you are applying. Information received relating to accommodation will be addressed confidentially. USCIS facilitates compliance with U.S. immigration law by providing E-Verify program support, user support, training and outreach, and developing innovative technological solutions in employment eligibility verification. Review requirements by clicking on the IER Right to Work link link and the E-Verify Participation Poster link link. logo Equal Housing Opportunity © 2024 PennyMac Loan Services, LLC, 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, 818-224-7442. NMLS ID # 35953. For licensing information, go to: www.nmlsconsumeraccess.org. Legal Privacy Policy Terms of Use Fees Do Not Sell or Share My Personal Information Notice at Collection for CA Residents Site Accessibility Arizona Mortgage Banker License # 0911088. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Colorado office: 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552. Massachusetts Mortgage Lender License # MC35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. North Carolina Permit No. 119504607, 119505929, 119506567, 119506570, 119507419. Rhode Island Licensed Lender # 20092600LL, Loan Broker, and Third Party Loan Servicer. Texas office: 2201 W. Plano Parkway, Suites 150 and 300, Plano, TX 75075. For more information, review Pennymac’s state licenses and important notices. Not all property types qualify. Some loan products may not be available in all states. Information, property type eligibility, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. Ask your loan officer for details. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. The information included in this communication is considered confidential and proprietary, and any unauthorized reproduction is prohibited. © 2025 Private National Mortgage Acceptance Company, LLC, Pennymac and all related marks are trademarks of Private National Mortgage Acceptance Company, LLC and/or its subsidiaries or affiliates. Use of Olympic footage authorized by the IOC and by the USOPC (36 U.S.C. § 220506). The use of Olympic Marks, Terminology and Imagery is authorized by the U.S. Olympic & Paralympic Committee and LA28 pursuant to Title 36 U.S. Code Section 220506. All third-party content is the property of its respective owners. All rights reserved. (12-2025) This website may include combined information from PennyMac Financial Services, Inc. (“PFSI”) and PennyMac Mortgage Investment Trust (“PMT”) collectively Pennymac.

Salary : $45,000 - $66,000