Associate, Credit

Introduction 

Peachtree Group Credit is the commercial real estate lending division of Peachtree Group.  Peachtree Group is a privately held, fully integrated real estate investment management, lending and servicing platform. The company owns, operates, manages and develops hotels and invests in hotel- and other commercial real estate-related assets throughout the United States. Through its affiliate, Peachtree Group Hospitality Management, Peachtree manages the performance of 100 hotels across 27 brands with 14,000 rooms in 26 states 

JOB SUMMRY 

This Credit Associate position will play a key role in evaluating, underwriting, structuring, and managing real estate debt investments with a focus on hotel loans primarily. This position is responsible for conducting detailed credit underwriting and financial analyses and overseeing all aspects of loan due diligence and transaction execution.  The Credit Associate will collaborate closely with borrowers, sponsors, brokers, and internal teams to ensure thorough underwriting and successful deal closings. The ideal candidate will have 3-4 years hotel loan underwriting experience and analyst supervisory experience.  The candidate should possess strong analytical skills with attention to detail, and the ability to manage multiple projects in a fast-paced environment. 

​​Role and Responsibilities​ 

• Perform credit analysis and underwriting for real estate debt investments across various types of commercial real estate, with a focus on hotel assets. 
• Evaluate and underwrite new hotel investment and lending opportunities by reviewing offering memorandums, financial statements, and other due diligence materials. 
• Analyze financial models in Excel and develop projections based on market and property information.   
• Help oversee, train, and direct analysts to strengthen their underwriting capabilities and understanding of hotel cash flows and markets.   
• Manage multiple lending assignments involving direct interaction with borrowers, sponsors, brokers, and lending partners.   
• Draft and prepare comprehensive materials such as term sheets, investment memorandums, and presentations for credit committees. 
• Provide analytical and operational support to senior team members across all aspects of the investment and credit process.  
   

Qualifications  

• Education: Bachelor’s degree in Finance, Real Estate, Economics, Accounting, or a related field; MBA or advanced degree a plus. 
• Experience: 3-4 years of experience in hotel real estate finance, credit underwriting, investment analysis, or commercial real estate lending. 
• Technical Skills: 
• Strong proficiency in Microsoft Excel, including financial modeling and valuation analysis. 
• Working knowledge of real estate loan documentation, due diligence, and closing processes. 
• Analytical Skills: Exceptional quantitative and qualitative analytical abilities, with a strong attention to detail and accuracy. 
• Communication: Excellent, written, and verbal communication skills. 
• Interpersonal Skills: Ability to build and maintain relationships with internal stakeholders, borrowers, sponsors, and external partners such as brokers and legal teams. 
• Project Management: Proven ability to manage multiple transactions simultaneously while meeting deadlines in a dynamic, fast-paced environment. 
• Team Leadership: Experience mentoring or developing junior analysts is a plus.