What are the responsibilities and job description for the Staff Accountant - Full Time position at PB&T Bank?
PB&T Bank has been fulfilling financial needs and exceeding our customers' expectations since 1889. We are a full service bank, providing products and services for individuals and small businesses, specializing in commercial and construction lending. Over the years, PB&T Bank has endured and become a stronger, more secure bank, while remaining independently owned and operated, allowing for a more personal banking experience.
Our customers have come to know they can trust and count on PB&T Bank for excellent customer service and equally excellent products.
We stand by our Signature Banking culture which is the highest level of customer service each customer receives from an employee of PB&T Bank. Building relationships with internal and external customers based on confidence and trust that PB&T Bank is conducting banking business by taking ownership of customer needs and providing follow up after resolution. We put customers at ease knowing we have completed transactions to the best of our ability. PB&T Bank employees take pride and responsibility by placing their signature on all accomplished work.
General PurposeThis position is responsible for performing a variety of accounting functions to support the Bank's daily operations, financial reporting, and regulatory requirements. This position plays an important role in maintaining accurate financial records, ensuring the integrity of general ledger accounts, and supporting the monthly, quarterly, and annual financial close processes. The position will assist with account reconciliations, journal entries, fixed asset accounting, financial statement preparation, and other accounting-related activities while ensuring compliance with Generally Accepted Accounting Principles (GAAP), banking regulations, and internal policies and procedures.
Essential Duties/Responsibilities
- Prepare and post journal entries, including recurring, accrual, and adjusting entries, ensuring proper supporting documentation and approval.
- Maintain and reconcile assigned general ledger accounts to ensure accuracy and completeness.
- Investigate and resolve account discrepancies, outstanding items, and variances in a timely manner.
- Assist with monthly, quarterly, and annual financial close processes and regulatory reporting.
- Assist with the preparation and analysis of internal financial reports and supporting schedules.
- Support accounts payable and receivable processes as needed
- Maintain the Bank's fixed asset records, including additions, disposals, transfers, and depreciation schedules.
- Support budgeting and forecasting activities
- Assist with the preparation of quarterly Call Reports and other regulatory filings, including gathering supporting information, reconciling general ledger balances, and ensuring the accuracy of reported financial data.
- Identify opportunities for process improvements and efficiency gains
- Maintain prepaid expense schedules and prepare related monthly amortization entries.
- Research, identify, and resolve reconciling items and outstanding differences.
- Monitor aged reconciling items and ensure timely resolution.
- Assist with daily cash management activities and related accounting entries.
- Maintain accurate and organized reconciliation documentation in accordance with internal controls.
- Provide information and documentation for regulatory reporting, audits, and examinations.
- Ensure accounting activities are performed in accordance with GAAP, banking regulations, and established internal controls.
- Participate in projects and miscellaneous responsibilities such as collaborating on specific month-end closing items, providing backup coverage for the team
- Establish and maintain positive working relationships with other members of the organization across departments and locations. Demonstrates teamwork, compassion, and respect toward others; functions as an effective member of the team, assisting co-workers as needed and learning from all colleagues.
- None
Qualifications
- Bachelor’s degree in accounting or finance required.
- Working knowledge of fundamental accounting principles and practices.
- Understanding of Generally Accepted Accounting Principles (GAAP).
- Knowledge of general ledger accounting, account reconciliations, and journal entry preparation.
- Familiarity with fixed asset accounting, depreciation, and amortization.
- Previous banking or financial institution experience preferred but not required.
- Intermediate-level Microsoft Excel skills, including the ability to use formulas, sort and filter data, and work with spreadsheets to analyze and reconcile financial information.
- Proficiency in Microsoft Office applications, including Word and Outlook.
- Ability to work with accounting systems and general ledger software.
- Ability to analyze financial data, identify discrepancies, and research accounting variances.
- Strong attention to detail and commitment to accuracy.
- Excellent analytical, problem-solving, and organizational skills.
- Ability to manage multiple responsibilities and meet established deadlines.
- Strong written and verbal communication skills.
- Ability to work independently while contributing effectively as part of a team.
- Ability to maintain confidentiality and exercise sound judgment when handling sensitive financial information.
- Demonstrates initiative, accountability, and a willingness to learn and develop professionally.
This position will operate in a professional open office environment with moderate noise levels. Frequent interaction with team members, requiring collaborative skills. Requires regular use of computers, phones and peripheral office equipment.
The Accounting Department is a fast-paced, deadline-driven environment where priorities and responsibilities may shift based on departmental needs. While training and guidance will be provided, learning is often hands-on and occurs throughout the course of daily responsibilities. The individual must be adaptable, demonstrate initiative, and be comfortable learning new processes, systems, and procedures as they arise.
Physical DemandsThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is frequently required to sit or stand for long periods of time and repetitive arm/hand movements while operating a computer or equipment. This position is fast paced with frequent interruptions. The employee is occasionally required to reach with hands and arms; stoop, kneel, or crouch. Proper lifting techniques are required to lift, pull, push and/or move objects weighing up to 50 pounds. Specific vision abilities required by this job include close vision, color vision, and ability to adjust focus.
The duties listed in this job description are intended only as illustrations of the various types of work that may be performed. The omission of specific statements of duties does not exclude them from the position if the work is similar, related, or a logical assignment to the position.
This job description does not constitute an employment agreement between the employer and the employee and is subject to change as the needs and/or requirements of the job change deemed by the employer.