Demo

Consumer Lending Specialist

Payment 1 Financial
Lufkin, TX Full Time
POSTED ON 5/17/2026
AVAILABLE BEFORE 7/16/2026

Are you results-driven and people-focused? Would you like to work for a company that values innovative ideas and invests in your career advancement? If so, we'd love to have you join our team!

As an Consumer Lending Specialist, you will assist customers with their financial needs, identify areas for growth within the branch, and establish new account relationships while expanding existing ones. Your contribution will be instrumental in the success of our Consumer Loan Office.

Here at Payment 1 Financial, we believe that our team members are the driving force behind our success, and we ensure that their hard work does not go unnoticed. We are committed to providing opportunities for your career growth and ensuring you have all the necessary tools and support to set you up for long-term success!

Lending Specialist Role:

  • Develop customer relationships to build new business, maintain store profitability, and further brand loyalty and recognition.
  • Provide top-tier customer service, assisting customers with questions, concerns, and products.
  • Work with customers to review credit and loan eligibility while processing and preparing loan applications.
  • Make loan underwriting decisions to give the best options to our customers.
  • Maintain policy and procedure compliance
  • Prepare and complete the daily branch bank deposit and possibly transport money (operating cash, interim deposits, daily deposits) to and from the bank.
  • Assist with account management and recovery processes, including collection calls.
  • Maintain strong customer relationships and build community within your branch.
  • Educate customers on all product offerings through the cycle of their financial transactions, including our tax services.

Employee Benefits:

  • Leading industry pay
  • Health, dental and vision insurance
  • Monthly performance-based bonuses
  • Paid training and mileage reimbursement
  • Paid holidays, sick days and vacation time
  • We promote from within, encouraging upward growth

What We Are Looking For:

  • Bilingual English/Spanish a plus
  • The willingness to seek quality-driven solutions and embrace new ideas.
  • Absolute team player – pitching in when needed and accepting help, too.
  • To perform this job successfully, an employee must have basic computer skills.
  • A valid driver’s license & access to a dependable vehicle.
  • Results-driven and customer-focused

Learn About Us:

Payment 1 Financial is a trusted financial resource in Texas, New Mexico, and Oklahoma. We aim to make financial management easy and convenient for you. Our friendly and helpful staff is dedicated to helping you achieve your financial goals and finding the best solution for you and your family.

Job Type: Full-time

Pay: $14.00 - $15.00 per hour

Benefits:

  • Dental insurance
  • Health insurance
  • Paid time off
  • Professional development assistance
  • Vision insurance

Experience:

  • Lending: 1 year (Preferred)
  • Customer service: 1 year (Preferred)

Language:

  • Spanish (Preferred)

License/Certification:

  • Driver's License (Required)

Work Location: In person

Salary : $14 - $15

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