What are the responsibilities and job description for the Credit Analyst position at Patriot Capital Corporation - Equipment Financing Specialists?
Patriot Capital - Credit Analyst
Summary
The Credit Analyst (“Analyst”) position involves evaluating the financial health of individuals, companies, and institutions to determine their creditworthiness and the risk of lending them money. The Analyst will use a variety of criteria, including credit history, payment history, earnings, savings, and spending patterns, to decide whether an applicant is likely to be able to repay a loan. It is expected that the Analyst has a background in finance, strong mathematical and analytical skills, and the ability to conduct research and evaluate data to make informed decisions.
Functions
- Gathering and analyzing financial data
- Generating financial ratios
- Consulting with customers
- Completing loan applications
- Analyzing financial data to determine expected profitability of loans
- Evaluating customer records and recommending payment plans
- Developing statistical models
- Assessing, analyzing, and interpreting complex financial information
- Making recommendations based on their analysis
- Building and maintaining client relationships
- Creating and delivering presentations
- Collaborating with other financial experts to approve or deny loans
- Preparing and presenting credit reports
- Gauging market trends
Education/Experience
· 2-3 years of credit underwriting experience.
· College degree or equivalent industry experience required.
· Proficient with PC and associated software.
· Strong attention to detail, ability to prioritize and handle multiple tasks.
· Requires excellent analytical and problem solving skills, along with strong organizational skills.
Company Description: Well established finance company based in Atlanta, GA since 2000 that has been delivering fast and affordable business equipment financing and leasing solutions to the convenience store (c-store) and commercial petroleum industry. http://patriotcapitalcorp.com