What are the responsibilities and job description for the Residential Loan Advisor position at Passumpsic Bank?
Job Description
ESSENTIAL DUTIES & RESPONSIBILITIES
Equal Opportunity Employer
Minority/Female/Disability/Veteran
ESSENTIAL DUTIES & RESPONSIBILITIES
- Consults with potential mortgage and home equity customers to fit our
- Interviews and assists in completion of Mortgage and Home Equity applications, completing all disclosure information in compliance with regulations.
- Qualifies all potential borrowers through secondary market underwriting software.
- Prepares and analyzes files for portfolio loan submission as necessary
- Participates in community activities to enhance the image of the Bank and increase business
- Participates in industry agency events to enhance the image of the Bank and increase business
- Builds positive relationships with Centers of Influence such as realtors, attorneys, housing agencies, and other industry partners to enhance the image of the Bank and increase business
- Assess customer's financial needs and cross-sells other bank services as needed
- Refers customers to other departments as appropriate, to support the customer's financial growth.
- High School Diploma.
- Strong sales skills necessary and previous banking or mortgage experience preferred.
- High level of interpersonal skills to communicate with internal and external customers in a polite and professional manner using both written and verbal skills.
- Ability to analyze and interpret mortgage loan applications, credit reports and determine courses of action based on loan decisions.
Equal Opportunity Employer
Minority/Female/Disability/Veteran