What are the responsibilities and job description for the Credit Analyst (must have SMB loan experience) position at Partnership Employment?
Credit Analyst
Midtown Manhattan, NY | Fully Onsite
Compensation: $70K–$80K DOE
A growing lending and financial services firm is hiring multiple Credit Analysts to support its expanding credit and risk team. This role is ideal for candidates with strong traditional financial credit analysis experience who can thrive in a fast-paced, high-volume environment.
Key Responsibilities
- Analyze financial statements, cash flow, debt structures, and overall business financial stability
- Review credit reports, background checks, liens, judgments, and borrower eligibility
- Structure loan terms and repayment schedules for commercial/business loans
- Prepare credit recommendations and support underwriting decisions
- Communicate directly with business owners and internal leadership teams
- Manage multiple files while maintaining accuracy and quick turnaround times
Qualifications
- 1 years of credit analysis or underwriting experience with SMB loans
- Strong financial analysis and commercial/business lending background
- Experience reviewing P&Ls, balance sheets, tax returns, and cash flow
- Strong communication skills and entrepreneurial mindset
- Fast, detail-oriented decision-maker with the ability to work under pressure
- Stable work history with strong tenure
Schedule: Monday–Friday | Fully onsite
Interview Process: 2 Video Interviews → Remote Assessment → Final Onsite Interview
Salary : $70,000 - $80,000