What are the responsibilities and job description for the Scope Credit Analyst I position at Park National Bank?
Responsibilities
Office hours are Monday through Friday 8am to 5pm. This position is hourly and full time. A minimum 37.5 hours is required to maintain eligibility for full-time status. Generally the position will require 40 hours per week.
A flexible work arrangement is available for this position. The position will require some scheduled onsite hours. Please speak to the hiring manager for more information.
Education - Certifications - Work Experience
BA/BS, Business Management required
BA/BS, Finance / Accounting or other concentrations considered with 2 years relevant experience
- Accurately prepare loan requests and loan renewal write-ups; including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity
- Complete underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements
- Accurately spread financial statements and tax returns and analyze historical performance
- Assist in the preparation of annual reviews of existing clients upon receipt of updated financial information
- Monitor financial statement requirements, loan covenants, and borrowing base certificates and communicate findings to lender and manager. Prepare pertinent reports, tracking financial information and receipt thereof.
- Participate in identifying, measuring, monitoring, controlling, and mitigating credit risk of the commercial loan portfolio
- Obtain, analyze, and incorporate third-party borrower information (e.g., credit reports, costar, RMA)
- Accompany Commercial Lenders on calls and inspections, and assist with presenting loan requests to approvers as needed
- Assist in loan review cycle and with classified asset reporting
- Attend and participate in department meetings as necessary
- Maintain orderly and up to date credit files
- Maintain ownership for all accepted tasks
- Take a proactive approach to learning and career development
- Understand and promote the bank’s credit culture and credit policies
- Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
- Deliver a consistent, high level of service within our Serving More standards
- Other duties as assigned
- Interpersonal/Customer Service Skills
- Written and Verbal Communication
- Ability to understand and follow directions
- Adaptable to change
- Basic Computer Skills
- Organizational Skills/Detail Oriented
- Analytical Thinking
- Problem/Situation Analysis
- Ability to influence others
- Ability to work as part of a team
Office hours are Monday through Friday 8am to 5pm. This position is hourly and full time. A minimum 37.5 hours is required to maintain eligibility for full-time status. Generally the position will require 40 hours per week.
A flexible work arrangement is available for this position. The position will require some scheduled onsite hours. Please speak to the hiring manager for more information.
Education - Certifications - Work Experience
BA/BS, Business Management required
BA/BS, Finance / Accounting or other concentrations considered with 2 years relevant experience