What are the responsibilities and job description for the Community Home Loan Lender position at Park National Bank?
RESPONSIBILITIES #LI-Hybrid
- Originate portfolio loans, government loans, HELOCs (Home Equity Line of Credit), and fixed rate loans which are sold on the secondary market.
- Generate residential loans in targeted areas by actively promoting the Bank’s CRA lending efforts
- Identify the customer’s needs, analyze the loan request, financial data and offer recommendations on mortgage loan products
- Participate and/or lead community related events to create relationships with area Realtors, Builders, Community Action Groups and others who actively conduct business within the targeted communities
- Join and establish relationships with non-profit organizations, Board of Realtors, Home Builders Associations, city and state housing agencies and any other public forums to generate and increase first time buyer and CRA lending opportunities
- Host local home buyer education events for the public and provide program and product awareness training for bank partners, Realtors, builders, non-profits, etc., geared toward the housing needs of the local communities, especially first-time home buyers
- Minimize risk exposure ensuring Community Home Loan Lenders adhere to all federal, state, and internal compliance regulations, policies, and procedures
- Maintain a comprehensive knowledge base of the mortgage industry, mortgage products, lending practices and regulatory guidelines especially programs and products which are beneficial to the local communities
- Understand and follow the Park National Bank lending policy, procedures and underwriting requirements
- Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
- Deliver a consistent, high level of service within our Serving More standards
- Other duties as assigned
COMPETENCIES
- Interpersonal/Customer Service Skills
- Written and Verbal Communication
- Ability to understand and follow directions
- Adaptable to change
- Basic Computer Skills
- Analytical Thinking
- Problem/Situation Analysis
- Technical Expertise
- Ability to build collaborative relationships
- Ability to develop or mentor others
EDUCATION AND EXPERIENCE
- Bachelor's degree in business administration or related field preferred
- Minimum of a high school diploma or equivalent required
- Minimum of 2-4 years' experience in the mortgage lending process: processing, underwriting, closing, and originating
- NMLS SAFE Act Registration or the ability to be registered within 30 days required.
SCHEDULE
This position is salary and exempt. Responsibilities extend beyond traditional office hours; seven days a week and evening hours are at times required.
Travel will be required to meet with clients, Realtors, & community leaders
This position is eligible for a flexible work arrangement allowing work from office and remote locations. Please speak to the hiring manager for more information. Candidate must live within 50 miles of Charlotte, NC.