What are the responsibilities and job description for the LENDING SPECIALIST position at Park City Credit Union?
Description
Join our Incredible Lending Specialist Team!
The primary focus of this position is to quickly and actively take and work loan requests
from application to closing. Perform a high volume of outbound loan campaign calls
while driving revenue through offering products and services that meet member’s
needs. The employee will take and work loan applications that come through the
phone, online channels, and other credit union employees. Will be held accountable
for achieving individual and team production, cross-sale, and ancillary lending
product sales goals.
Must work well in a team environment, but be motivated and self-disciplined
to work independently. Execute the credit union’s vision and provide
Raving Fan service with every member interaction.
Previous/current lending experience at PCCU or other financial required.
Requirements
Lending Specialist can work out of the Merrill, Minocqua or Rhinelander locations.
1. Drive revenue by achieving loan goals and looking for additional
opportunities with members that support the credit union’s strategic goals
and objectives, including presenting loan solicitations as recommended
from underwriting and through examination of the member’s credit
report.
2. Ensure loan applications are processed quickly and accurately within the
standards laid out by the Chief Retail Officer.
3. Perform a high volume of outbound calls to existing credit union members
and members who have recently obtained a loan through an indirect partner. With the expectation to grow relationships and increase the
number of PFI (primary financial institution) relationships the credit union
has and obtain more of the member’s loan accounts.
4. Meet assigned goals for member protection products, including but not limited
to GAP, warranty, and debt protection.
5. Ability to act as a trusted advisor and provide recommendations for future
lending approvals, while delivering a loan turn-down decision to a member.
6. Document all sales activities in the credit union’s core system.
7. Possess effective communication and strong listening skills.
8. Ability to foster relationships and influence sales decisions.
9. Demonstrate exceptional raving fan member service, that projects the credit
union’s vision.
10. Serve membership by providing service and information in a pleasant,
professional, and efficient manner via telephone or correspondence.
11. Achieve department goals while meeting standards for quality.
12. Complete and maintain necessary reports and records pertaining to the
Bank Secrecy Act. Complete Currency Transaction Reports and report
suspicious activity when applicable.
13. Treat all credit union members and employees with a positive and
cooperative attitude.
14. Additional duties may be assigned by the Branch Manager.
15. Complete and maintain necessary reports and records pertaining to the
Bank Secrecy Act. Complete Currency Transaction Reports and report
suspicious activity when applicable.