Compliance Lead

About Pagaya

Shape the Future of Finance

Pagaya is building a leading artificial intelligence network to help our partners grow their businesses and better serve their customers.

Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and a sophisticated AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in New York and Tel Aviv. For more information, visit pagaya.com.

Let's create better outcomes together!

About the Role

Pagaya is seeking a Compliance Lead to join our New York City office. This role will play a critical part in overseeing compliance operations, monitoring, and advisory functions across Pagaya’s U.S. business. You’ll partner closely with Legal, Risk, and Operations to ensure the company’s activities align with applicable regulatory requirements and internal policies. The ideal candidate is a hands-on compliance professional with experience in consumer finance or securities, who thrives in a dynamic, fast-moving environment and can balance regulatory rigor with business practicality.

Responsibilities

• Lead day-to-day compliance operations and serve as a trusted advisor to business leaders across Pagaya’s U.S. business lines.
• Develop and execute compliance monitoring, testing, and review programs to identify and mitigate risk.
• Support the design and implementation of compliance frameworks for new products and business initiatives, including auto and point-of-sale (POS) lending.
• Partner with Legal, Risk, and Product teams to embed compliance requirements into product design, operational processes, and decision-making.
• Assist in regulatory examinations and interactions with external auditors, ensuring accurate and timely responses.
• Monitor regulatory developments and industry trends to proactively assess and address potential compliance impacts.
• Promote a culture of compliance awareness and accountability across the organization.

Requirements

• 5–8 years of compliance experience in a dynamic, evolving organization, ideally with a background in the lending, consumer finance, or securities industries.
• Strong understanding of U.S. regulatory requirements relevant to consumer lending and investment activities.
• Demonstrated experience designing or managing compliance programs, including monitoring and testing activities.
• Excellent communication and relationship-building skills, with the ability to influence cross-functional partners and senior stakeholders.
• Excellent organizational skills, with a proven ability to multitask and operate with sound judgment in a fast-paced, evolving environment.

Our Team

Pagaya was founded in 2016 by seasoned research, finance, and technology entrepreneurs with our head quarters located in NYC and Tel Aviv. 

We move fast and smart, identifying new opportunities and building end-to-end solutions from AI models and unique data sources. Every Pagaya team member is solving new and exciting challenges every day in a culture based on partnership, collaboration, and community.

Join a team of builders who are working every day to enable better outcomes for our partners and their customers.

Our Values

• Continuously Learn- We challenge ourselves for the sake of getting better as individuals, as teams, and as an organization to deliver for our partners.
• Debate and Commit- We respectfully and openly debate to strengthen our ideas and build shared conviction - once we decide, we go all in, together.
• Dream Big and Act- We boldly tackle complex problems, pressure-test solutions in real-time, and adapt with speed and energy.
• Advance Inclusion- We create a world where everyone can win, designing systems that better represent people and generate sustainable value for our employees, partners and investors.
• Be Accountable Together- We proudly own our actions and our results, taking initiative to ensure our work gets over the finish line as a team.

More than just a job

We believe health, happiness, and productivity go hand-in-hand. That's why we're continually looking to enhance the ways we support you with benefits programs and perks that allow every Pagayan to do the best work of their life.