Credit Support Associate

Company:                 PACT Capital, Inc.

Position:                    Credit Support Associate I

Position Type:          Entry level

Location:                   Fresno, CA

Compensation:         Hourly

Job Type:                   Full Time (on-site)

Start Date:                 Immediate

WHO WE ARE

PACT Capital is an investment management firm focused on agriculture and commercial real estate credit investments across the Pacific Northwest.

We are capital partners, lenders and advisors, assisting farmers, investors and business owners achieve their most ambitious goals.

Our philosophy believes successful credit investing is built on alignment, trust, and long-term relationships.

Guided by our core values of teamwork, innovation, and continual excellence, PACT Capital is committed to redefining what a modern real estate credit manager should be—and to supporting the communities and industries in which we serve.

Join us today!

JOB DESCRIPTION

Reporting to Director of Operations, this entry level member of the Operations Team will provide support to the Credit and Production teams to assist in packaging, analyzing, and processing agriculture and commercial real estate loans.

The team member must be very well organized, have attention to detail, thrive in a dynamic, fast-paced environment, have strong data analysis and rationale, and is able to manage several competing priorities at the same time. The position also demands a high level of customer service, analytical organization, and strong communication skills.

The candidate must comply with all lending regulations for BSA, AML and KYC.

There are no business development responsibilities required, but are available for personal and professional growth. In addition, you will collaborate with Relationship Managers (“RM’s”) to accurately present findings, including business rationale and risk mitigations, to obtain credit approvals and meet customer needs.

DUTIES – KEY AREA RESPONSIBILITIES

•         Support Credit Team by organizing and managing Due Diligence Requests for new lending opportunities and helping Credit Team complete new borrower Credit Packages, Review and Approvals

•         Assist in preparing loan files for Credit Review, Approval, Closing and Servicing.

•         Review file documentation for erroneous or incomplete information

•         Completing Schedule of Real Estate, Land Schedules and other Business/Personal Financial Statements

•         Evaluating Credit History of borrowers

•         Reviewing and Analyzing Financial Statements

•         Reviewing Crop and Yield Reports and Annual Crop Budgets

•         Assist in managing portfolio loan covenants and compliance on an ongoing basis

•         Demonstrate compliance with all firm wide and federal regulations that apply to the position

•         Maintain working knowledge of policies and procedures and other regulations that may apply

•         Organize and Populate Loan Process Timelines

QUALIFICATIONS

•         Credit underwriting or analysis experience preferred, not required.

•         Advanced analytical and problem-solving skills.

•         Interest in Real Estate and Business Finance

•         Familiarity with Business and/or Agricultural concepts

•         Fluent in Microsoft Office Suite (Outlook, Excel, Word, Power Point etc.)

•         Demonstrated time management skills, reflecting the ability to juggle multiple tasks simultaneously while delivering work product on time.

•         Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships.

•         Possess excellent written, verbal, interpersonal and presentation skills, including ability to train and present to small and large audiences or has the interest in learning to train and present.

•         Advanced knowledge of credit policies, procedures, practices, and documentation

•         Bachelor’s Degree in Agribusiness, business, economics, finance, accounting, or equivalent work experience, required.

WHAT YOU CAN EXPECT FROM US

We succeed together and believe the best inspires the best - so we invest in supporting each other, learning together, and celebrating success. We foster a collaborative work environment, where a commitment to excellence is rewarded. We invest in team members and opportunities for their growth as the company grows!

What you can expect from us:

·        Competitive Compensation Plan

·        401(k) Company Match Program – upon eligibility

·        Annual Bonuses

·        Medical, Dental and Vision

·        Career Advancement Opportunities

·        All Federal Bank Holidays

·        Real Estate License – reimbursement for passing the real estate salesperson license exam

Still reading? Then we think you should apply! 

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EEOE Statement

PACT Capital is an equal employment opportunity employer and does not discriminate based on race, color, national origin, religion, gender identity, sexual orientation, sex, age, disability, veteran or military status, genetic information, or any other characteristic protected by applicable law.

For more information:

PACT Capital Inc.

Attn: Hiring Contact

info@pactcap.com