Demo

Collections Specialist

OneMain Financial
Phoenix, AZ Full Time
POSTED ON 12/24/2025
AVAILABLE BEFORE 1/23/2026
At OneMain, Collections Specialists are committed to working with our customers in a collaborative manner. They provide consultative solutions for repayment of loans, improving the customer’s financial outlook. Our fast-paced work environment focuses on our customers with existing relationships with OneMain. This role can span servicing and collections of personal loans or credit cards. Collections Specialists focus on effective customer communication and assisting customers through digital channels, including web chat, text, and phone communications.

In The Role

  • Assist customers with all financial servicing needs through both inbound and outbound contact. Listening to their specific situations, help determine how customers can best utilize company products and services
  • Work both cooperatively and independently in a goal-oriented environment to meet personal and team targets, balancing demands of multiple tasks and activities throughout the day
  • Negotiate with customers to resolve account matters, following all applicable laws, policies, and procedures including compliance with FDCPA (Fair Debt Collection Practices Act) and state regulations
  • Maintain and note all appropriate information and documentation on customer and account status
  • Collaborate both in person and virtually, using available technology to connect with other internal teams

Requirements

  • High School Diploma or GED
  • Proficiency in utilizing multiple tools/systems simultaneously
  • Skilled at achieving and exceeding goals

Preferred

  • Experience working in customer service, collections or call center environments
  • Bilingual: Spanish

Work Schedule

Hours of Operation

Mon- Thurs 7:00 AM-8:00 PM; Fri 7:00 AM-7:00 PM; Sat 7:00 AM-11:00 AM

The schedule is for 40 hours per week within the hours of operation, which includes at least one Saturday per month, one late Friday and some extended hours at the end of each month.

Training Schedule

The first two weeks in the role will be spent in an instructor lead classroom training environment, followed by two weeks of hands-on training with experienced Team Members to ensure success.

Location:

On-site – Tempe, AZ

Who We Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Benefits

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
  • Up to 4% matching 401(k)
  • Employee Stock Purchase Plan (10% share discount)
  • Tuition reimbursement
  • Paid time off (15 days' vacation per year, plus 2 personal days, prorated based on start date)
  • Paid sick leave as determined by state or local ordinance, prorated based on start date
  • Paid holidays (7 days per year, based on start date)
  • Paid volunteer time (3 days per year, prorated based on start date)

Key Word Tags

Sales, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee

Salary.com Estimation for Collections Specialist in Phoenix, AZ
$44,371 to $55,313
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

What is the career path for a Collections Specialist?

Sign up to receive alerts about other jobs on the Collections Specialist career path by checking the boxes next to the positions that interest you.
Income Estimation: 
$43,046 - $55,491
Income Estimation: 
$48,405 - $61,728
Income Estimation: 
$48,405 - $61,728
Income Estimation: 
$65,286 - $88,078
Income Estimation: 
$65,286 - $88,078
Income Estimation: 
$225,631 - $384,383
Income Estimation: 
$38,254 - $48,365
Income Estimation: 
$42,135 - $52,604
Income Estimation: 
$43,046 - $55,491
Income Estimation: 
$43,046 - $55,491
Income Estimation: 
$48,405 - $61,728
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Job openings at OneMain Financial

  • OneMain Financial Slidell, LA
  • At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life’... more
  • 13 Days Ago

  • OneMain Financial Fort Mill, SC
  • At OneMain, our Loan Representatives serve as the initial contact for customers with a variety of financial needs. You will help customers assess and ident... more
  • 13 Days Ago

  • OneMain Financial Daphne, AL
  • At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life’... more
  • 13 Days Ago

  • OneMain Financial Florence, SC
  • At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life’... more
  • 13 Days Ago


Not the job you're looking for? Here are some other Collections Specialist jobs in the Phoenix, AZ area that may be a better fit.

  • gpac Surprise, AZ
  • Long standing and reputable supply chain company in the area, priding themselves on their robust logistics solutions they offer to their clients, as well a... more
  • 14 Days Ago

  • GenTechUS Glendale, AZ
  • GEN-TECH is a full-service Industrial Power Generator Company with locations across Arizona, Southern Nevada, Denver, CO, and Albuquerque, NM. We are a 35-... more
  • 14 Days Ago

AI Assistant is available now!

Feel free to start your new journey!