Licensed Producer - Personal and Commercial Lines

Licensed Producer, Personal & Commercial Lines
Montagno Insurance Agency
Waterbury, CT

Full-time or Part-time | Mon-Thu, 8:30am-4:30pm, Fri 8:30am-4:00 pm | In-Office: Mon, Wed & Fri Salary range $50K – $55K plus commission, commensurate with experience

Montagno Insurance Agency is seeking a Licensed Producer with experience in both Personal and Commercial lines. You will serve as a trusted point of contact for an established book of business while actively pursuing new client relationships to drive organic growth. If you're a skilled communicator who excels at both client service and proactive sales, we want to hear from you.

Licensed Producer, Personal & Commercial Lines Job Qualifications

• Active Property & Casualty License required (Life & Health a plus)
• Minimum 2–3 years of experience in Personal Lines servicing and/or production preferred
• Demonstrated experience in Commercial Lines (quoting, servicing, and/or sales) strongly preferred
• Established book of business or client relationships to bring to the agency is a plus
• Familiarity with agency management systems (e.g., Hawksoft)
• Strong knowledge of Personal and Commercial Lines products, markets, coverages, rating procedures, and underwriting guidelines
• Ability to communicate clearly — verbally and in writing — with clients, carriers, and colleagues, including explaining complex coverage in plain language
• Strong organizational skills with the ability to manage multiple priorities accurately and efficiently
• Ability to generate new business, retain existing accounts, and close sales
• Self-motivated, goal-oriented, and comfortable working in a fast-paced, team environment

Why you should apply:

• Join an agency with over 60 years of roots in the Waterbury community, a name that clients have trusted since 1964
• Thrive in an environment where service is not transactional, it is built on real relationships and long-term trust
• Flexible hybrid work arrangements with opportunities to grow your book of business across Personal and Commercial Lines

Licensed Producer, Personal & Commercial Lines Job Responsibilities

• Serve as the primary service contact for an existing book of Personal and Commercial Lines clients
• Process policy changes, endorsements, renewals, cancellations, and reinstatements accurately and timely
• Respond promptly to client requests via phone, email, and mail; maintain accurate electronic files per agency standards
• Conduct annual coverage reviews; round out accounts where gaps exist and collaborate with CSAs to upgrade coverage as appropriate
• Verify accuracy of policy documents, direct-bill cancellation notices, and audit amounts; take appropriate corrective action
• Assist clients with first reports of claims; coordinate with carriers and follow up through resolution
• Prepare and deliver binders, summaries of insurance, schedules, and renewal proposals; educate clients on payment and cancellation procedures
• Prospect, quote, and sell new Personal and Commercial Lines accounts; pre-qualify prospects, design coverage solutions, and deliver compelling proposals
• Complete and submit applications and related documentation to appropriate markets
• Maintain a client/prospect list and actively seek referrals at every interaction
• Retain assigned accounts at renewal; remarket proactively as needed to ensure profitability for the agency and carrier partners
• Recommend loss control programs to clients where appropriate
• Participate in sales meetings, agency planning sessions, and carrier training
• Stay current on industry trends, products, coverages, and technology; maintain a continuous improvement plan for technical and sales skills
• Perform other duties as assigned

About Montagno Insurance Agency (www.insurancequotesct.com)

Montagno Insurance Agency, Inc. is a Connecticut-based, independent all-lines insurance agency proudly serving the Waterbury area since 1964. With a team boasting nearly 100 combined years of experience, we specialize in Personal and Commercial lines, offering tailored coverage solutions that protect the families, assets, and businesses of our clients. Known for our commitment to personalized service and trusted client relationships, Montagno has been recognized as a multiple-time winner of the Waterbury Observer's Best Insurance Agency Award. Our goal is simple: to provide clients with the confidence that they and their property are fully protected.

Montagno Insurance Agency is an equal opportunity employer, dedicated to building an inclusive and diverse workforce.

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