Real Estate Loan Officer

Looking for a career opportunity in banking?  At One Nevada Credit Union, employees matter, and we could have the perfect opportunity for you!  Our employees play a huge role in our continued success - if you join us, you’ll enjoy a full range of benefits:

o   A diverse and dedicated team of financial services professionals

o   An extremely generous compensation and benefits package

o   A relaxed and upbeat company culture

o   Nationally recognized training and development

o   An excitingly innovative, technological and digitally driven work environment

Currently, One Nevada is looking for an energetic and enthusiastic individual to fill the full-time Real Estate Loan Officer position. The RELO performs the following duties:

_{Business Development                                                         30%}

•       Solicits residential first mortgage loans through contact with, builders, Realtors, developers, existing and new members, and existing book of mortgage referral business as applicable. 

•       Explains and reviews all loan programs with prospective borrowers/applicants. 

_{Origination                                                                             70%}

•       Interviews loan applicants, gathers applications and supporting documents, and completes loan applications;

•       Applies quality control guidelines to loan submissions;

•       Organizes loan application for submission to processors and underwriters;

•       Completes borrower’s income analysis qualifications to underwriting standards;

•       Chronicles weekly communication with borrower/ Realtors as to borrower loan status;

•       Completes computer data input on all new loan applications;

•       Collects required documentation from applicants for processors/underwriting; and

•       Performs other duties as assigned, including attending all mortgage related onsite and offsite events

_{Knowledge, Skills and Abilities}

•       Knowledge of sales techniques in a professional environment;

•       Working knowledge of FHA, VA, FNMA and FHLMC programs to pre-qualify applicants; •       Working knowledge of TRID and income analysis

•       Skill in the operation of standard office software and mortgage lending software;

•       Skill in the operation of a personal computer to include Internet/Intranet use, operating system, word processing, spreadsheet, presentation, calendar, and scheduling software;

•       Ability to maintain a valid Nevada State drivers license;

•       Ability to analyze information and recommend solutions;

•       Ability to maintain regularly scheduled attendance;

•       Ability to communicate effectively both verbally and in writing; 

•       Ability to maintain regularly scheduled attendance; 

•       Must be eligible for certification under the SAFE ACT;

•       Ability to establish and maintain effective working relationships with other employees and customers; and

•       Must be able to relate appropriately to other people beyond giving and receiving instructions: (a) can get along with co-workers or peers without exhibiting behavioral extremes; (b) perform work activities requiring negotiating, instruction, and communicating with others; and (c) respond appropriately to constructive feedback from a supervisor.

EDUCATION AND EXPERIENCE

A high school diploma or GED equivalent plus two years of government and conventional loan origination, underwriting and processing experience Two years’ experience as a real estate loan officer is required.  Must have experience with FNMA-DU.