What are the responsibilities and job description for the Bilingual English/Spanish Real Estate Loan Officer position at One Nevada Credit Union?
Looking for a rewarding career opportunity in banking? At One Nevada Credit Union, employees truly matter. Our team members play a critical role in our continued success—and we’re proud to offer a workplace where people feel valued, supported, and empowered to grow.
If you’re passionate about mortgage lending and building relationships, this could be the perfect opportunity for you!
Why Work at One Nevada Credit Union?
When you join One Nevada, you’ll enjoy:
- A diverse, collaborative team of financial services professionals
- An extremely competitive compensation and benefits package
- A relaxed, upbeat, and people‑first culture
- Nationally recognized training and development programs
- A modern, innovative, and digitally driven work environment
Position Overview
We are currently seeking an energetic and enthusiastic Bilingual English/Spanish Real Estate Loan Officer (RELO) to join our team full-time. This role is responsible for both business development (30%) and loan origination (70%), while delivering exceptional service to our members and referral partners.
Key Responsibilities
Business Development (30%)
- Originate residential first mortgage loans through relationships with builders, Realtors, developers, existing members, and referral partners
- Develop and maintain a strong referral network and existing book of business
- Explain and recommend appropriate loan programs to prospective borrowers
Loan Origination (70%)
- Interview applicants and collect loan applications and supporting documentation
- Review applications for accuracy and compliance using quality control guidelines
- Complete borrower income analysis in accordance with underwriting standards
- Organize and submit loan files to processors and underwriters
- Maintain ongoing communication with borrowers and Realtors regarding loan status
- Perform system data entry for new loan applications
- Attend mortgage‑related onsite and offsite events as required
- Perform other duties as assigned
Knowledge, Skills & Abilities
- Strong sales skills in a professional environment
- Working knowledge of FHA, VA, FNMA, and FHLMC loan programs
- Knowledge of TRID requirements and income analysis
- Proficiency in mortgage lending systems and standard office software
- Strong analytical, organizational, and problem‑solving skills
- Excellent verbal and written communication skills
- Ability to work collaboratively and build effective relationships
- Must maintain a valid Nevada State Driver’s License
- Must be eligible for certification under the SAFE Act
- Reliable attendance and professional conduct required
Education & Experience
- High School Diploma or GED required
- Minimum of two (2) years of experience in government and conventional loan origination, underwriting, and processing
- Two (2) years of experience as a Real Estate Loan Officer required
- Experience with FNMA Desktop Underwriter (DU) required