What are the responsibilities and job description for the Product Owner – ACH position at OmegaHires?
Product Owner – ACH
We are seeking an experienced Product Owner with deep expertise in Banking & Financial Services, specifically in payments and money movement platforms. The ideal candidate must have hands-on experience delivering and supporting ACH, Wire, RTP/Real-Time Payments, or similar payment rails for U.S. financial institutions.
Key Requirements:
8 years of experience in Banking/Financial Services, with strong Product Ownership experience.
Proven experience building and launching ACH, Wires, RTP/Real-Time Payments, or other money movement rails at U.S. financial institutions.
Strong end-to-end testing experience, including functional, integration, and system-level testing of payment platforms.
Deep understanding of payment processing, transaction lifecycle, settlement, reconciliation, and exception handling.
Strong technical/architecture understanding with the ability to work closely with engineering and architecture teams.
Must have hands-on, real-world experience designing, building, or implementing payment/money movement solutions—not just theoretical or product-level knowledge.
Experience defining product requirements, user stories, acceptance criteria, and product roadmaps.
Strong understanding of APIs, payment integrations, and modern payment architectures.
Experience working with banks, credit unions, or other U.S. financial institutions is highly preferred.