What are the responsibilities and job description for the CREDIT ANALYST position at OHIO VALLEY BANK?
Responsible for analyzing all documents related to commercial borrowers (financial statements, tax returns, collateral information, loan documents, etc.) Based on all the available information, the credit analyst will make recommendations to the loan officer, or appropriate committees, create informational reports using spreadsheets, iRisk, and Abrigo. In addition to performing credit analysis of commercial borrowers, responsible for creating/analyzing various informational reports and providing guidance/assistance to all associate credit analysts.
Qualifications:*Finance or Accounting (Degree or Equivalent Experience)
*Good understanding of financial statements, tax returns, and credit reports.
*Analytical/Problem Solving
*Interpersonal/People Skills
*Oral/Written Communication
*Organization/Time Management
*Presentation/Public Speaking
*Discretion/Independent Judgement
*Detail Oriented
*Fast and Efficient Worker
*Microsoft Office (Good Excel Skills)
*Ability to work efficiently under pressure
*Ability to maintain accuracy and confidentiality
*Ability to work overtime or extended hours when necessary