Personal Lines Insurance Underwriter - Entry level

This position is with a very stable company that primarily writes Homeowners and Dwelling Property coverage and exists to help maintain stability in the Ohio property and casualty insurance market. There are no sales or marketing duties in this position.

Primary responsibilities:

• Review correspondence and reports for processing
• Route non-routine items or risks beyond assigned authority
• Calculate the estimated replacement costs of dwellings
• Respond to inbound calls/week from agents and customers about application/policy status, payment status, and underwriting guidelines
• Respond to website chats/week about similar topics
• Aggregate all available information and approve or deny applications based on risk assessment
• Send routine form letters
• Monitor industry trends, developments, and regulatory changes
• Analyze data (internal and external) to assist management in strategic decisions
• Work on special projects to support the Underwriting Department

To perform the job successfully, an individual should be able to:

• Compile complex or diverse information
• Easily make sound decisions and understand the business implications of them
• Teach concepts to those unfamiliar with them
• Focus on solving the problem rather than finding blame
• Follow instructions from experienced co-workers and management
• Speak clearly and persuasively in positive and negative situations
• Demonstrate correct spelling and grammar

Education and/or Experience:

• A Bachelor's degree is needed
• Experience with AI tools (Chat GPT, Copilot, Grok, etc.) and data analytics/business intelligence tools (Tableau, Power BI, etc.) is a plus. Work experience with them is preferred.
• Insurance experience is not necessary

The Ohio FAIR Plan offers:

• 401(k) with match
• Hybrid work schedule after training
• Health insurance
• Dental insurance
• Dress-for-your-day attire
• Early Out option
• Routinely a 40-hour work week