What are the responsibilities and job description for the Commercial Lender II position at ODM Performance Solutions Inc?
COMPENSATION: Excellent base salary and ESOP
JOB SUMMARY: Develop, underwrite and service medium to more complex commercial loans and commercial loan relationships in the loan portfolio including management of past dues and maturing loans.
ESSENTIAL FUNCTIONS: This position assumes responsibility for the following duties:
- Develop and manage a mid-size to large commercial loan portfolio which includes commercial loans, commercial real estate loans and out-of-market participation loans.
- Monitors and manages existing credit relationships which includes timely note renewals, delinquency reporting, documentation of exceptions, covenant monitoring, monitoring asset and credit quality and compliance with banking regulations.
- Grow existing loan portfolio by developing new business relationships and deepening the relationships of existing commercial customers.
- Analyzes and evaluates credit requests, prepares loan presentations and makes presentations to a Senior Lender or Executive Loan Committee, depending on the size of the credit request.
- Serves as a Loan Committee member and assists in implementing approval or decline actions in accordance with Bank Policy.
- Works independently for the size of credit managed with some oversight needed on more complex credits.
- Makes customer calls for new business opportunities while maintaining existing business relationships. Promotes and cross-sells bank products and services.
- Represents the bank through active participation in various community events and professional organizations.
- Responsible for oversight, compliance and training on a particular regulation(s)
- Performs other duties as may be assigned or required.
QUALIFICATIONS & SKILLS:
- Bachelor’s Degree in Business Administration with a Major in Accounting preferred or Finance or a minimum of 5 - 10 years of related experience and training.
- Knowledge of finance, accounting, complex credit analysis, commercial loan structures and associated loan documentation.
- Knowledge and experience with underwriting and servicing of participation loans
- Proven ability to communicate verbally and in writing with internal and external customers at various levels of management.
- Ability to prepare and deliver persuasive oral and written reports and presentations.
- Strong analytical and problem-solving skills.
- Computer skills including proficiency in Microsoft Excel, Microsoft Word, Adobe and Outlook.
Job Type: Full-time
Pay: $95,000.00 - $120,000.00 per year
Work Location: In person
Salary : $95,000 - $120,000