Credit Administration Specialist

The Credit Administration team plays a crucial role in ensuring the bank adheres to sound lending practices by assessing the creditworthiness of clients.

The Credit Administration Specialist provides essential administrative and analytical support to the Chief Credit Officer (CCO) and the Credit Administration Department. This role is responsible for assisting in credit-related administrative tasks, preparing reports, coordinating credit memos, and supporting financial analysis to help facilitate informed lending decisions.

This position requires excellent organizational skills, attention to detail, and strong collaboration with internal teams to maintain accuracy and efficiency in credit administration processes.

RESPONSIBILITIES (INCLUDING BUT NOT LIMITED TO):

• Assist the Chief Credit Officer and credit team in preparing, reviewing, and maintaining credit-related reports
• Respond promptly and accurately to inquiries from internal team members and customers regarding credit administration
• Support the loan committee by compiling and organizing necessary reports and documentation
• Organize and maintain credit-related records, databases, and filing systems
• Assist with special projects and audits as needed within the Credit Administration department
• Coordinate and facilitate the preparation of credit analysis reports by gathering financial statements and other necessary data
• Work collaboratively with lending teams to assist in credit risk assessments
• Ensure compliance with internal policies and regulatory requirements in credit documentation

MINIMUM YEARS OF EXPERIENCE/EDUCATION:

• Associate's Degree or equivalent education

MINIMUM QUALIFICATIONS:

• Highly organized and detail-oriented
• Strong written and verbal communication skills
• Excellent customer service skills
• Ability to prioritize multiple tasks and meet deadlines efficiently
• Strong collaborative skills with internal departments
• Basic understanding of credit administration and financial statement analysis
• Demonstrated knowledge of basic accounting principles, evidenced by successful completion of introductory accounting/finance coursework or equivalent work experience in a financial role

PREFERRED QUALIFICATIONS:

• Bachelor's degree in Business Administration, Accounting, Finance, or closely related field

COMPUTER/SOFTWARE EXPERIENCE:

• Experienced with Microsoft Suite products

REQUIRED COMPETENCIES:

• Business Partnering
• Initative
• Adaptability
• Quality Assurance
• Data Literacy

Oconee State Bank is an Equal Opportunity Employer

Notice to Recruiters: We value our recruiting partnerships, but to protect the interest of all parties, Oconee State Bank (OSB) does not accept unsolicited resumes from recruiters.  All recruiting is managed through OSB's Human Resources Department and contacting hiring managers directly is not appropriate.  If you would like to develop a recruiting relationship, please work directly with Human Resources.  All unsolicited resumes submitted through our website or to OSB email accounts shall be deemed property of Oconee State Bank.