What are the responsibilities and job description for the Mortgage Loan Officer position at Oaktree Direct?
Warm borrower conversations. Lasting referral relationships. Room to grow.
Build your mortgage business with Oaktree Direct, the retail lending division of Oaktree Funding, an established lender whose history dates to 1989. Based at our Chandler, Arizona headquarters, this role combines company-provided borrower opportunities, opportunities to build your own referral relationships and nearby processing, underwriting and leadership support.
A stronger starting point for borrower conversations
Our company-provided opportunities include pre-vetted borrowers introduced through warm handoffs. They understand they are connecting with a Loan Officer, and you have direction on the financing need they want to discuss. That gives you a more relevant starting point for advising a borrower and earning their business.
Pre-vetted does not mean credit-qualified. Your expertise, timely response and thoughtful questions determine whether there is a workable financing solution. You take the application, structure the loan and remain engaged through funding.
Company opportunities support your production while you develop your own Realtor, community and client relationships. This role rewards consistent follow-up and relationship building rather than relying on a continuous stream of incoming rate inquiries.
Support close to the work
Work alongside dedicated processing and underwriting colleagues, with access to experienced leadership for training, loan structure and operational questions. You own the borrower relationship and stay involved through closing, while dedicated processors handle processing.
What you’ll do
- Respond promptly to borrower opportunities, understand financing goals and recommend appropriate solutions within your licensing and company guidelines.
- Take thorough applications, structure workable files and collaborate with processing and underwriting through funding.
- Develop Realtor and community relationships through networking, open houses, local participation and dependable client service.
- Maintain consistent CRM follow-up, clear borrower and partner communication, and accountability for your activity and pipeline.
Who will thrive here?
Bring strong phone communication, sound judgment, curiosity and disciplined follow-through. Mortgage origination and purchase-lending experience are valuable; consumer-direct experience can also be a strong foundation when paired with the desire to develop referral relationships and own the borrower experience.
We also consider exceptional sales professionals beginning a mortgage career who demonstrate coachability and the ability to build trust. Selected development hires receive company support for licensing; required licensing must be completed before performing activities that require it.
Be ready to collaborate with colleagues and work on-site at our Chandler headquarters.
A base to build from, with production-driven upside
This role offers a guaranteed base salary plus graduated commissions on funded production. Company opportunities and the relationships you develop give you two avenues to grow your pipeline and commission income. Higher rates apply to the portion of monthly funded volume within the applicable higher tiers.
Specific compensation terms, applicable limits, licensing support and benefits will be discussed during the interview process. A different arrangement for established self-generated producers may be available by agreement. Actual earnings depend on funded production and the written plan; lead volume, conversion and income are not guaranteed.
Build something that grows with you
If you want to advise borrowers, develop a durable referral business and grow with an accessible team, we’d like to meet you.