What are the responsibilities and job description for the Loan Processor / Funder 2 position at Nuvision Federal Credit Union?
Performs all duties associated with processing Consumer, Credit Card, and Home Equity Lines of Credit (HELOC) loans. Reviews loan packages and determines steps necessary to complete funding in an accurate and timely manner. Adds value to the organization by assisting with the process which adds assets to the Credit Union’s portfolio.
Responsibilities:
- Performs duties related to processing and funding all types of consumer lending products.
- Reviews documentation to ensure it corresponds with loan application; confirms accuracy of member information, conducts a comprehensive review of income verification, loads data in Loan Origination System, and funds in accordance with loan officer’s instructions/ stipulations.
- Obtains accurate pay off figures, and prepares and mails pay off checks and letters in relation to consumer loan funding.
- Accepts incoming calls, answers questions and provides information related to loan processing and loan funding.
- Adheres to all auditing procedures designed to document the lending process and provide the proper checks and balances.
- Supports and participates in continuous improvement activities.
- Represents the Credit Union in a positive and professional manner.
- Other related duties as assigned.
- Maintains member and other sensitive information with confidentiality.
- Treats co-workers and members with respect.
Qualifications:
- Minimum two years consumer loan processing and or funding experience.
- A comprehensive knowledge of all consumer lending products, documentation, policies and procedures, services and delivery methods.
- Working knowledge of NCUA lending regulations, and consumer lending and collections concepts and practices.
- Must be able to communicate effectively with members, management, team members and external third-parties.
- Ability to interface with people in a positive manner with empathy, courtesy and tact.
- Good interpersonal and consulting skills.
- Able to handle difficult calls.
- Team oriented and the ability to work collaboratively
- Ability to analyze and solve problems relative to member service needs
- Must be able to coordinate, manage and guide multiple priorities simultaneously and effectively through to completion.
Education: High School or Equivalent
Website: nuvisionfederal.com/careers
Benefits:
- Medical
- Dental
- Vision
- Life Insurance
- Flexible Spending Account
- 401(k) Matching
- Paid Time Off
- Training Provided
- Tuition Reimbursement
Covid-19 Precaution(s):
- Remote Interview Process (some positions vary)
- In-Person Interview required for Front-Line Positions
- Social Distancing and Mask Guidelines in place