What are the responsibilities and job description for the Personal Lines Insurance Advisor position at Nulty Insurance?
Job Overview
Nulty Insurance is seeking a motivated Personal Lines Insurance Advisor to join our St. Joseph team. As a Personal Lines Insurance Advisor, you will play a pivotal role in guiding clients through their insurance needs, ensuring they receive tailored solutions that protect their assets and provide peace of mind. You will leverage your sales and communication skills to educate clients about various insurance products, helping them make informed decisions.
What you’ll do
- Engage with potential clients through inside sales efforts from marketing, referrals, and inbound inquiries., showcasing the value of personal lines insurance.
- Conduct thorough needs analysis to recommend appropriate coverage options tailored to individual client circumstances.
Quoting and Proposal Preparation
- Input client data into agency management or rating systems
- Request and review carrier quotes
- Compare coverage and pricing to create tailored proposals
Presenting and Closing
- Discuss coverage options with clients and explain recommendations
- Address questions or objections and work toward binding coverage
- Process applications, take payments, and issue binders or ID cards
Client Service and Retention
- Coordinate with service team for new business onboarding
- Review renewals for remarketing or cross-sell opportunities
- Follow up with clients for documents, signatures, or policy changes
Administrative and Reporting
- Update CRM or agency management system with daily activity
- Track production goals and sales metrics
- Foster long-term relationships through exceptional customer service and proactive communication.
What We’re Looking For
- Experience: 2 years in insurance preferred.
- Licensing: P&C and L&H licenses preferred but not required.
- Qualities for Success: Resilience, self-motivation, confidence, active listening, clear communication, consistency, time management, and team spirit.
- Work Environment: Onsite at our St. Joseph office.
Why you’ll love it here
We’ve been serving West Michigan since 1945 and are proud to be named a Best and Brightest Company to Work For. Our culture is built on trust, flexibility, and relationships. We’re a team of approachable professionals who support each other and value impact over titles. If you’re looking for a place to grow your career in a professional yet personal environment, you’ll fit right in.
Our benefits include:
- Competitive pay structure that rewards your hard work.
- Opportunities for professional development and career advancement.
- Access to resources that promote physical and mental wellness.
- A supportive team culture that values collaboration and innovation.
Job Type: Full-time
Projected Total Compensation: From $80,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Disability insurance
- Flexible schedule
- Health insurance
- Paid time off
- Parental leave
- Vision insurance
Experience:
- Insurance sales: 2 years (Preferred)
License/Certification:
- Property & Casualty License (Preferred)
Work Location: In person
Salary : $80,000