Demo

Principal Software Engineer - Credit Card Core Platforms

Nubank
Palo Alto, CA Full Time
POSTED ON 4/14/2026
AVAILABLE BEFORE 5/10/2026
Sr Staff Software Engineer - CC Core Platforms

About Nubank

Nu is the world’s largest digital banking platform outside of Asia, serving over 123 million customers across Brazil, Mexico, and Colombia. The company has been leading an industry transformation by leveraging data and proprietary technology to develop innovative products and services. Guided by its mission to fight complexity and empower people, Nu caters to customers’ complete financial journey, promoting financial access and advancement with responsible lending and transparency. The company is powered by an efficient and scalable business model that combines low cost to serve with growing returns. Nu’s impact has been recognized in multiple awards, including Time 100 Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Banks. The Company is preparing for its next growth cycle where it will accelerate its internationalization process outside Latin America, and will also enter new verticals beyond financial services in its core markets taking advantage of the significant customer penetration.

Nubank History Video

Check out our Blog About Nu

About The Role

We are looking for a Senior Staff Software Engineer to lead the technical evolution of our Credit Card platform. This is not a traditional maintenance role. You will be the architect of a profound transformation: leveraging Generative AI to automate complex operational tasks and orchestrating the global migration from our current systems to a unified, future-proof architecture. You will be a key partner to the Engineering Leadership and a reference for the entire engineering community.

Mission

Your Goal Is To Design And Operationalize a Technical Strategy That Uses AI To Increase Operational Efficiency While Accelerating Our Global Migration, Ensuring

  • Intelligent Maintenance: Implementing AI agents to analyze tickets and crashes, automating resolutions for the global credit card environment.
  • Seamless Migration: Leading the coexistence strategy between legacy and new platforms across Brazil, Mexico, and Colombia, ensuring data integrity and a flawless customer experience.
  • Technical Excellence: Solving deep architectural bottlenecks in high-scale distributed systems and raising the bar for software design globally.

Core Responsibilities

  • Migration Strategy: Define the long-term roadmap for decommissioning legacy systems, starting with the 1-year migration plan for the Colombian market.
  • AI-Driven Engineering: Architect and integrate AI solutions (cloud-based agents) to automate infrastructure maintenance and data migration.
  • Strategic Partnership: Collaborate with General Managers, PMs, and Staff ICs to align technical decisions with business needs across different countries.
  • Mentorship & Culture: Mentor senior engineers, fostering a culture of pragmatism, excellence in distributed systems, and the adoption of cutting-edge AI tools.

Challenges & Opportunities

  • Navigating Complexity: You will work on high-scale systems supporting millions of transactions where every decision impacts customer limits and billing.
  • Modernizing the Core: You have the unique opportunity to make "legacy" systems attractive and efficient by applying AI to remove heavy operational toil.

Core Qualifications (What We’re Looking For)

  • Proven Track Record: 15 years of experience in software engineering, with a focus on large-scale distributed systems.
  • Migration Mastery: Proven experience leading critical system migrations and managing coexistence between old and new architectures.
  • AI Fluency: A strong interest or practical experience in using GenAI/LLMs to solve engineering productivity and data analysis challenges.
  • Platform Mindset: Ability to design reusable APIs and contracts that serve multiple product teams with high reliability.
  • Global Communication: Fluent English is required to collaborate across our global hubs (Brazil, US, Mexico, and Colombia).

Salary.com Estimation for Principal Software Engineer - Credit Card Core Platforms in Palo Alto, CA
$168,949 to $204,956
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

What is the career path for a Principal Software Engineer - Credit Card Core Platforms?

Sign up to receive alerts about other jobs on the Principal Software Engineer - Credit Card Core Platforms career path by checking the boxes next to the positions that interest you.
Income Estimation: 
$97,257 - $120,701
Income Estimation: 
$123,167 - $152,295
Income Estimation: 
$176,149 - $220,529
Income Estimation: 
$156,679 - $196,968
Employees: Get a Salary Increase
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Job openings at Nubank

  • Nubank Washington, DC
  • About Nubank Nubank was founded in 2013 to free people from a bureaucratic, slow, and inefficient financial system. Since then, through innovative technolo... more
  • 9 Days Ago

  • Nubank Durham, NC
  • About Us Nu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia. Guide... more
  • 9 Days Ago

  • Nubank Palo Alto, CA
  • The Opportunity This position is for an Engineer Principal (IC9) to join the Mobile Platforms BU. Mobile Platforms is the BU responsible for Nubank’s entir... more
  • 9 Days Ago

  • Nubank Washington, DC
  • About Nubank Nu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia. G... more
  • 10 Days Ago


Not the job you're looking for? Here are some other Principal Software Engineer - Credit Card Core Platforms jobs in the Palo Alto, CA area that may be a better fit.

  • Nubank Palo Alto, CA
  • Opportunity We are hiring a Principal Engineer to drive architectural consistency and technical excellence for Nubank’s Global Credit Card division—our lar... more
  • 12 Days Ago

  • Waymo Mountain View, CA
  • Waymo is an autonomous driving technology company with the mission to be the world's most trusted driver. Since its start as the Google Self-Driving Car Pr... more
  • 23 Days Ago

AI Assistant is available now!

Feel free to start your new journey!