Navy Health Professions Scholarship Program (HPSP) and Financial Assistance

If you are already in or plan to attend school to be a physician, dentist, optometrist, physician assistant or clinical psychologist, the Armed Forces Health Professions Scholarship Program (HPSP) will pay your educationally based tuition and fees for up to four years of school and provide a monthly stipend paid directly to you. In addition, all professional school required books and equipment are reimbursed by the Navy.

The value of this program could be well over $300,000 during the course of a four year professional school program. After graduation, you’ll join the Navy’s active duty team as a commissioned officer. In return, you agree to serve a minimum of 2 years on active duty or year for year of scholarship, whichever is longer. If you are a physician or dentist in residency training for critical medical or dental specialties, the Financial Assistance Program (FAP) will pay your required educationally based tuition, a monthly stipend, reimbursement for required books and equipment, and an annual grant of $45,000.

I. Scholarship Eligibility: To be eligible for an HPSP scholarship, you must be: 

To be eligible for a FAP scholarship, you must be: 

II. Benefits: ​ The HPSP/FAP scholarship program has the following benefit. For information on each of these benefits, please click on the link to the right. Reimbursement for Required Books, Supplies and Equipment: Click here for information on HPSP FAP Reimbursement Annual Training for HPSP (45 days) and FAP (14 days):Click here for information on HPSP and FAP Annual Training Tuition Payment: Click here for information on HPSP FAP Tuition A Stipend of $2,391.60/month. HPSP Signing Bonus for Medical and Dental Students of $20,000. Click here for information on Stipend Bonus and Grant FAP Grant of $45,000 per year. click here for information on Stipend Bonus and Grant Medical and Dental Health Insurance Graduate Medical and Dental Education

III. Military Obligation: HPSP: Scholarship recipients incur an Active Duty Obligation (ADO) of one year for each year in the program. For periods less than a year, the ADO is six months for each additional six months of participation in the program. Periods of 15 days or more are counted as a 6-month period. The obligation is served in addition to any existing active duty obligation. Appointees who incur an active duty obligation of less than three years will be required to serve a three-year minimum term of service on active duty.

FAP: Scholarship recipients incur an Active Duty Obligation (ADO) of two years for the first year in the program then one year for each subsequent year in the program. For periods less than a year, the ADO is six months for each additional six months of participation in the program. Periods of 15 days or more are counted as a 6-month period. The obligation is served in addition to any existing active duty obligation. Appointees who incur an active duty obligation of less than three years will be required to serve a three-year minimum term of service on active duty.

IV. Applying for an HPSP/FAP Scholarship: The best time to apply for a four year scholarship is the Fall before the year you plan to attend professional school. Students already in medical, dental, or optometry school should apply as soon as possible for available scholarships. Scholarships are awarded on a rolling basis. The application takes about 12 - 16 weeks to complete. Applications are accepted throughout the year at any time. You can apply before receiving a letter of acceptance to medical or dental school, but you must have your letter of acceptance before you can begin receiving scholarship benefits.

IV. Find a Recruiter: To find a medical programs recruiter near you, please contact LT Erwin Mackay at erwin.j.mackay.mil@us.navy.mil.