Mortgage Loan Officer

Company Description Novus Home Mortgage, established in 2019 as a division of Ixonia Bank, is a nationwide lender headquartered in the Greater Milwaukee area and originating loans in all 50 states. Recognized as a “2026 Top Workplace,” Novus focuses on creating a simpler, more efficient, and more transparent mortgage experience. The company leverages innovative technology to provide 24/7 visibility into the loan process, streamline workflows, and reduce effort for borrowers, partners, and team members. Novus offers a wide range of products, including FHA, VA, conventional, and niche loan options, supported by strong customer service. For more information, visit www.novushomemortgage.com. NMLS #423065. Equal Housing Lender.
Role Description This full-time, on-site Mortgage Loan Officer role is based in Birmingham, AL. The Mortgage Loan Officer will originate residential mortgage loans, consult with borrowers to understand their financial goals, and recommend appropriate loan products. Responsibilities include managing the loan pipeline from initial application through closing, collecting and reviewing documentation, and collaborating with underwriting, processing, and closing teams to ensure timely and accurate approvals. The role also involves building and maintaining referral relationships with real estate professionals and other partners, delivering responsive customer service, and staying current on lending guidelines, compliance requirements, and market trends. The Mortgage Loan Officer is expected to meet production goals while upholding ethical lending practices and supporting Novus Home Mortgage’s commitment to transparency and efficiency.
Qualifications

• Demonstrated experience working as a Loan Officer or in a similar mortgage sales role, with a track record of successful loan origination.
• Knowledge of the Mortgage Industry, including current market conditions, regulatory requirements, and industry best practices.
• Hands-on experience in Mortgage Lending processes, including application intake, documentation review, and coordination through closing.
• Familiarity with Underwriting principles and guidelines, and the ability to prepare complete, accurate files for underwriting review.
• Strong Customer Service skills, including clear communication, active listening, and the ability to guide borrowers through complex processes.
• Excellent interpersonal, negotiation, and relationship-building skills, particularly with real estate agents, builders, and other referral partners.
• Proficiency with loan origination systems and common office software; comfort using technology to manage pipelines and communicate with clients.
• Ability to work on-site in Birmingham, AL, manage multiple files simultaneously, and meet deadlines in a fast-paced environment.
• Strong ethical judgment, attention to detail, and commitment to regulatory compliance and fair lending practices.
• High school diploma required; associate or bachelor’s degree in business, finance, or a related field preferred.
• Valid NMLS registration and any applicable state licensing required