What are the responsibilities and job description for the Commercial Banking Relationship Manager position at Northwest Bank?
Job Description
The C & I Commercial Relationship Manager is responsible for serving as a trusted business advisor to customers with revenues ranging from 10mm - 100mm. The Relationship Manager will provide a full breadth of banking solutions to meet their financial objectives and needs while also establishing a network of referral sources and Centers of Influence with regular calling efforts to generate new business opportunities. The C & I Commercial Relationship Manager is also responsible for managing a portfolio of relationships, ensuring an exceptional client experience, while appropriately managing risk, credit quality, servicing, etc. in accordance with Northwest standards and in partnership with a portfolio management team.
Essential Functions
The base pay range for this position is generally $140,000 – $180,000 eligibility for our competitive incentive plan. Actual pay is based on various factors including but not limited to the successful candidate’s experience, skills, and knowledge.
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
The C & I Commercial Relationship Manager is responsible for serving as a trusted business advisor to customers with revenues ranging from 10mm - 100mm. The Relationship Manager will provide a full breadth of banking solutions to meet their financial objectives and needs while also establishing a network of referral sources and Centers of Influence with regular calling efforts to generate new business opportunities. The C & I Commercial Relationship Manager is also responsible for managing a portfolio of relationships, ensuring an exceptional client experience, while appropriately managing risk, credit quality, servicing, etc. in accordance with Northwest standards and in partnership with a portfolio management team.
Essential Functions
- Prospect actively and successfully bring in new relationships to Northwest
- Develop and expand existing commercial banking relationships
- Engage with the various product partners on a regular basis to discuss cross selling opportunities and referrals to expand and deepen client relationships
- Achieve and exceed budget goals as assigned individually and by region
- Actively participate in community and professional networking events
- Develop meaningful “Centers of Influence” relationships
- Establish and maintain an ongoing prospect list, and a set calling and meeting schedule for prospects, existing clients, and COIs
- Encourage existing clients to provide ongoing referrals for all types of products and services, and clients and their employees to maintain their personal banking at Northwest
- Manage a commercial loan portfolio of both credit and noncredit clients
- Make loan presentations and recommendations to Credit, team leaders, and senior line of business managers as required
- Partner with credit and portfolio management to ensure annual reviews and line of credit renewals are completed on a timely basis
- Ensure noncredit clients have appropriate treasury management and other related commercial services, and risk ratings are appropriate
- As required, collect on delinquent accounts
- Analyze financial statements and related credit material to stay apprised of client performance and assess risk on a continuous basis in conjunction with Portfolio Management
- Complete loan closings in partnership with Portfolio Management
- Ensure all credit files include current financial statements, agency reports, etc. in partnership with Portfolio Management, compliance with Northwest policies and procedures, and with Federal and State regulations
- Participate in continued sales, product and credit training
- Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations
- Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency
- Work as part of a team
- Work with on-site equipment
- Bachelor’s degree in Business, Accounting, Finance, Economics, or Marketing
- 5-6 years of account relationship management experience
- Experience consistently delivering strong sales performance
- Comprehensive knowledge and understanding of C & I lending, loan servicing, and credit and non-credit products.
- Strong negotiating skills in terms loan structure and pricing.
- Knowledge and understanding of risk management.
The base pay range for this position is generally $140,000 – $180,000 eligibility for our competitive incentive plan. Actual pay is based on various factors including but not limited to the successful candidate’s experience, skills, and knowledge.
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
Salary : $140,000 - $180,000