What are the responsibilities and job description for the SBA Business Development Officer position at North State Bank?
A strong, independent community bank, North State has served customers for over 25 years and counting. Headquartered in Raleigh, North Carolina, with offices in Wake and New Hanover counties, the Bank was built on and practices the core values of integrity, hard work, fairness, teamwork, and consistency. We believe it's our calling to add value to the lives of those we serve and to do so with a spirit of friendship. We are a full-service bank with focused divisions for mortgage, government lending, and the community association management industry.
North State Bank has an exciting opportunity for a SBA Business Development Officer. The SBA Business Development Officer develops, evaluates and submits Small Business Loan applications in order to fund SBA and USDA Business & Industry loans for North State Bank. ***Candidates must reside in North Carolina, South Carolina, Florida, Georgia, Mississippi or Tennessee for consideration.***
Essential Duties & Responsibilities:
- Generates new business through prospecting, outside calling, networking and referrals.
- Generates loans that maintain an acceptable level of performance. Assists Bank's Servicing Department in any requested servicing action.
- Develops and implements marketing activities. Also works with the Director of Government Lending to develop and implement marketing plans.
- Develops and maintains a referral source database for the Bank's overall SBA marketing purposes.
- Maintains and applies a thorough understanding of the Bank's credit policy, SBA eligibility and all necessary business practices to ensure the submission of accurate and complete loan application packages.
- Provides senior management with input regarding current policies and practices.
- Assists the Bank in the promotion of all product lines offered in assigned market.
- Follow the loan throughout the process until closing by assisting the underwriting and processing staff.
- Completes all Business Development Officer loan submission forms and spreads.
- Monitors and provides potential loan status updates to management via timely and accurate daily updates to the North State Bank pipeline system.
- Provides the highest level of customer service to borrowers, Underwriters and Processors.
- Performs other duties as assigned
Qualifications (Includes education, certifications, experience, etc.):
- Bachelor's Degree in business management, finance or a related field; or an equivalent combination of education and experience.
- Five or more years of government lending experience in a community bank or similar financial services industry
- Sound knowledge of government lending regulations.
- Excellent communication skills and interpersonal skills.
- Must have excellent organizational skills, acute attention to details, and tactfulness.
- Ability to work as a team is imperative.
- Must be able to multi-task and handle stressful situations.
North State Bank provides competitive compensation and excellent, flexible benefits program. With North State Bank benefits, you have the flexibility to choose what's right for you and your family. We hope you will see it comes down to one simple truth: North State Bank is a great place to work!
North State Bank is an equal opportunity employer and gives consideration for qualified applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity, national origin, pregnancy, genetic information, disability or status as a protected veteran status or any other protected category under applicable federal, state and local laws. VEVRRA Contractor.
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North State Bank is an equal opportunity employer andgives consideration for qualified applicants without regard to race, color,religion, sex, sexual orientation, gender identity, national origin, disabilityor protected veteran status. If you'd like more information about your EEOrights as an applicant under the law, please click here . VEVRRAContractor.