Farm and Commercial Underwriting Field Specialist

Summary: Assists agents in the production and maintenance of farm and commercial insurance accounts through prospecting, field inspections, field underwriting, and generation of information necessary for a successful sales proposal, policy issue, or service.

Essential Duties and Responsibilities include the following. Other duties may be assigned. 

• Evaluate farm and commercial risks for acceptance, rejection, or modification in compliance with Company procedures and guidelines. This includes physical inspection of these risks and providing risk management information to agents, policyholders, and/or prospects.
• Documents files and properly closes out work per file.
• Develops and implements action plans to meet premium growth goals as determined by corporate goals for line of business.
• Achieves loss ratio goals by Line of Business as determined by corporate goals, through the accurate underwriting of business utilizing proper classification and IRPM procedures as identified through quarterly audits. In addition, required to complete re-underwriting and inspection requests in a timely manner as set forth by management.
• Develops, maintains, and conducts agent training on a timely basis. This responsibility includes developing and implementing materials and target marketing programs to assist agents in writing new business.
• Maintains current knowledge of competitor products, rates, etc., and assists in the development of new products and revisions to current products.
• Initiates positive suggestions for more effective and/or more efficient ways to underwrite and service business.

Essential Competencies and Skills

• Highly developed written and verbal communication skills.
• Self-motivated with demonstrated ability to work independently.
• The ideal candidate should possess proficiency in Internet applications, spreadsheet software (e.g., Microsoft Excel or Google Sheets), and word processing programs (e.g., Microsoft Word or Google Docs).
• Strong organizational skills.
• Must have the ability to calculate figures and amounts such as discounts, interest, commissions, percentages, and other basic mathematical concepts with accuracy and efficiency. 

Education, Work Experience, and Certifications 

• Bachelor’s degree (B.A.) in a field such as insurance or business, or equivalent insurance experience as an underwriter or an agent.
• Must possess a valid driver’s license.
• Must be able to perform the essential job functions, including travel to and inspection of sites. Reasonable accommodations may be made to enable individuals to perform these functions.
• 5 years of Farm and/or Commercial Insurance Experience. 
• Additional insurance education such as AINS, AFIS, AU, or CPCU is preferred. 
• Drone license preferred. 

Travel Requirements

• Extensive travel

Physical Requirements

• While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; talk or hear and taste or smell. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
• The noise level in the work environment is usually moderate

Nodak Insurance Company complies fully with all federal, state, and local employment laws and shall provide equal employment and advancement opportunities for all persons regardless of race, color, creed, religion, national origin, sex, sexual orientation, age, the presence of any mental or physical disability, status with regard to public assistance or marriage, or any other category protected by local, state or federal law.