Demo

Staff Engineer

NinjaHoldings
Miami, FL Remote Full Time
POSTED ON 3/18/2026
AVAILABLE BEFORE 5/18/2026

NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our EDGE brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.

Job Summary

As a Staff Engineer you’ll create the technical strategy for key systems in the platform taking into account our growth in business and our growth in the Engineering department. You’ll ensure our platform scales and is easily extensible given our long term business roadmap. You’ll lead through analysis, design, and collaboration. Equally important, you are a doer. Someone who remains technical because you stay hands on writing code, building tools, or setting up infrastructure when necessary.

You may work in the following Platform Domains; each domain is composed of multiple systems:

  • Customer Communication - how we communicate with our customers & potential customers. I.e. email, sms, snail mail
  • Identity - managing customer and potential customer information
  • Decisions - Decision systems for bidding on marketing leads and automatically making underwriting decisions.
  • Portfolio Management - Systems responsible for managing the life cycle of our lending and banking products such as integrations to external payment processing systems.

Key Responsibilities:

  • Provide architectural leadership across a number of interdependent engineering teams, systems, business departments.
  • Connect multiple independent systems to provide discoverable, visible, and clean customer data across marketing, operations, analytics, and product teams
  • Partner with business stakeholders to improve the tech stack for all the business needs, including but not limited to: data governance, reporting, and site performance analytics
  • Level up your teammates’ technical design and Ruby on Rails skillset
  • Contribute to architecture design and code reviews for all key application functional components
  • Provide critical thinking, technical innovation and attention to detail when serving as a trusted advisor and mentor to your team
  • Support QA, verification and validation activities to ensure system quality, functionality and performance
  • Code new features
  • Code bug fixes alongside your team when needed

Ideal Candidate Will Have:

  • 10 years of experience in software development with a focus on designing systems architecture, which includes hands on experience writing code or building infrastructure.
  • 8 years of experience in Ruby on Rails
  • Demonstrated experience contributing in an Agile and TDD work environment building SaaS applications in the cloud (AWS)
  • Experience leading projects from inception to completion and have mentored other engineers
  • Solid understanding of building modern web apps at scale
  • Experience in building well-documented API's and third-party integrations
  • Deep understanding of API design and best practices
  • Data driven, analytical, strong communicator, who understands the big picture, but understands the importance of every detail
  • Natural problem solver who starts from the why, and uses first principles to get to a meaningful what and how

Additional Pluses:

  • Experience in fintech and lending a big plus
  • You enjoy working at growth stage companies and building systems from the ground up
  • Exceptional leader with ownership mentality

Benefits:

  • Competitive salary and benefits package
  • Flexible, remote work
  • Fun, fast-paced work environment
  • Dynamic start-up culture
  • Convenient downtown Chicago office located in the heart of the city
  • Equal opportunity employer

Applicants must be legally authorized to work in the U.S. without the need for current or future visa sponsorship.

IMPORTANT NOTICE:

Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@ninjaholdings.breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ninjaholdings.com.

Salary : $140,000 - $200,000

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

What is the career path for a Staff Engineer?

Sign up to receive alerts about other jobs on the Staff Engineer career path by checking the boxes next to the positions that interest you.
Income Estimation: 
$85,996 - $102,718
Income Estimation: 
$111,859 - $131,446
Income Estimation: 
$110,457 - $133,106
Income Estimation: 
$105,809 - $128,724
Income Estimation: 
$122,763 - $145,698
Income Estimation: 
$103,114 - $138,258
Income Estimation: 
$118,163 - $145,996
Income Estimation: 
$120,777 - $151,022
Income Estimation: 
$129,363 - $167,316
Income Estimation: 
$86,891 - $130,303
Income Estimation: 
$129,363 - $167,316
Income Estimation: 
$145,845 - $177,256
Income Estimation: 
$147,836 - $182,130
Income Estimation: 
$154,597 - $194,610
Income Estimation: 
$86,891 - $130,303
Income Estimation: 
$81,253 - $112,554
Income Estimation: 
$89,966 - $112,616
Income Estimation: 
$95,407 - $122,738
Income Estimation: 
$103,114 - $138,258
Income Estimation: 
$86,891 - $130,303
Income Estimation: 
$154,597 - $194,610
Income Estimation: 
$172,688 - $210,712
Income Estimation: 
$170,589 - $211,671
Income Estimation: 
$178,619 - $225,190
Income Estimation: 
$86,891 - $130,303
Employees: Get a Salary Increase
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Job openings at NinjaHoldings

  • NinjaHoldings Chicago, IL
  • CreditNinja Lending, LLC . in Chicago, IL is looking for Senior Software Engineers. Qualified candidates will be responsible for design, develop, and maint... more
  • 13 Days Ago

  • NinjaHoldings Chicago, IL
  • NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja a... more
  • 13 Days Ago

  • NinjaHoldings Chicago, IL
  • NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja a... more
  • 15 Days Ago

  • NinjaHoldings Chicago, IL
  • NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja a... more
  • 15 Days Ago


Not the job you're looking for? Here are some other Staff Engineer jobs in the Miami, FL area that may be a better fit.

  • Itau US Miami, FL
  • This is a hands-on, senior technical leadership role with direct accountability for architectural decisions, engineering standards, and operational reliabi... more
  • 1 Month Ago

  • Park Street Imports Miami, FL
  • Park Street Mission To help emerging and established alcoholic beverage companies and industry stakeholders build and manage successful businesses by provi... more
  • 11 Days Ago

AI Assistant is available now!

Feel free to start your new journey!