What are the responsibilities and job description for the Mortgage Loan Officer position at Nexa Mortgage, LLC.?
Company Description Nexa Mortgage, LLC is a full-service mortgage broker with experienced professionals supporting every area of mortgage lending, including purchase, refinance, and construction loans. The company leverages a broad network of mortgage sources to identify loans with competitive rates, terms, and costs tailored to each client’s needs. Lending specialists focus on matching borrowers with suitable products while maintaining transparency and guidance throughout the process. Applicants can expect a service-driven environment where regular updates and progress reports are standard practice, helping clients stay informed about the status of their loans.
Role Description The Mortgage Loan Officer contract role is a remote position responsible for originating and managing residential mortgage loans from initial inquiry through closing. Day-to-day tasks include consulting with prospective borrowers, collecting and reviewing financial documentation, explaining loan programs and terms, and guiding clients through the application process. The Mortgage Loan Officer will coordinate with underwriting and processing teams, ensure all files meet regulatory and company standards, and monitor loan status to provide timely updates to clients. The role also involves building and maintaining referral relationships, following up on leads, and delivering consistently professional, high-quality customer service in a virtual environment.
Qualifications
- Demonstrated experience as a Loan Officer, with the ability to manage a pipeline of mortgage applications and support clients through the full lending cycle.
- Strong knowledge of the Mortgage Industry and Mortgage Lending practices, including loan products, compliance requirements, and documentation standards.
- Familiarity with Underwriting principles and the ability to prepare complete, accurate files that meet investor and regulatory guidelines.
- Excellent Customer Service skills, including clear communication, active listening, and a consultative approach to meeting borrower needs.
- Relevant state mortgage loan originator (MLO) license(s) or the ability to obtain required licenses, as applicable.
- Comfort working remotely with proficiency in loan origination systems, CRM tools, and standard office software.
- Strong organizational and time-management abilities, with attention to detail and adherence to deadlines.
- Prior experience in residential mortgage origination, banking, or financial services is strongly preferred.